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Get Your Own FREE Personal Coach
Fast and Easy!

Find the fastest way to get started today! Below, you'll find a brief form to help you begin your journey to home ownership.

Listen to our FREE 24hr. Recorded Message! 

If you've spent very much time on this website, you may have noticed I talk a great deal about you being the customer. Why am I doing this? I want you (the First Time Home Buyer) to get the best deal for your first home purchase.

So by filling out the form below, here's what will happen. I will contact you by phone, text (watch for area code 850) or email to set up a time to discuss your personal needs. We'll discuss about non-profit HUD counseling agencies that offer the help you need.

After speaking with you, I'll email the details about grant programs and send you a list of my top five recommended lenders. All of them offer loan programs for the first time home buyer.

I do not get paid from any of them. I'm simply helping you find some reputable companies and HUD counseling agencies. They will help you apply online for a mortgage loan.  

However, I am a Real Estate Broker and would like to help you find a realtor in your area that will pay me a small percentage of their commission for introducing you to them!

I never ask you for any money or personal information. It's all FREE!

Fill out the form below and soon you'll be on your way to home ownership. 

There are so many people in this business you have to learn to work with. It can get very confusing real fast. 

Real estate agents, loan officers, housing or credit counselors, title officers etc. You may feel overwhelmed. Does this describe how you feel? Are you nervous about making this HUGE financial commitment? Don't worry, many people have been where you are right now, including me! Keep reading.....

Your Own Personal Coach - Start Today

My entire focus is to help you through this process which is why this website is called "First Time Home Buyer Solutions".  I offer numerous choices for you to research and make educated decisions on this home buying experience.

So the best way to get started is to use the form at the top of this web page. By filling this out, I will reach out to you by phone/text and email.

Once you speak with me, we create a actual plan to reach your goal of home ownership. You choose who you want to do business with. Remember you are the customer, everybody in this process works for you. 

Once you fill out the simple form above, all you have to do is wait to be contacted by me first. You will not be supplying your social security number to me ever!  Your information remains private.

You and I will have a conversation on the mortgage and home buying process. I'll help you find the best lender, grant program and realtor.

Once I Get Started, Now What Do I Do?

Well I'm glad you asked this question. I want you to interview the lenders. 

If you've been reading my website, or just this page for that matter, you recall how I encourage you to keep in mind that you are the customer. Make the lenders work for you. Get them to compete with the lowest interest rate and closing costs. Thousands of my website visitors have successfully used this source for first time home buyer loans since 2005. 

The FHA Mortgage May Be Your Best Choice

I strongly suggest using the FHA loan product. Mainly because it works best for first time home buyers that want to use grants, down payment assistance or even gifting programs.  Furthermore it has a very low down payment requirement and more relaxed credit standards when compared to the conventional loan. 

Happy Family Gets FHA Home Loan

Again, I want to stress that I do not see your information since you're dealing directly with the lenders and not me. Thank you! 

Only provide financial information and social security numbers to the lenders you feel will work good with you and help you get the best first time home buyer mortgage. 

While talking with them, ask them questions like, "Have you worked with first time home buyers before?" and also ask "Do you know how to use FHA home loans along with down payment assistance and/or grants?"

These two questions will qualify them quickly and help you determine if you want to go any farther. 

Also, do not hesitate to ask me any questions using my webpage help with mortgage where you will find a form to ask me any thing you desire. I invite you to pick my brain. 

Even though I'm no longer in the mortgage business, I can still help you. I'm making this page apply online for mortgage loan available to help my web visitors when they are ready to get a mortgage. 

Lastly, I just wanted you to know that I may receive a small referral fee from a realtor if you sign up using the form on this page. It does not cost you a single penny. That helps me continue making this website available to help people like yourself. 

I wish you the best in your search for a mortgage and that first home. With interest rates as low as they are right now, there has never been a better time to buy a home! is a privately owned website. We do not make loans nor are we a government agency. As your personal coach, we provide you with FREE information and introductions to real estate, credit and lending professionals only. Referral fees earned (if any) are paid to us by others and not our website visitors. 

Go to House Buyer Solutions Home Page.