Click To View Links

Your Bankruptcy Question
and the Mortgage

Do you have a bankruptcy question related to getting a mortgage? This a cool place to ask and find answers to these questions in relation to obtaining a mortgage.

If you are in a hurry to ask, ask here.

I have had different ones come to me wondering about applying for a mortgage and with their filing. Some may not have taken this step yet and want to know how it would affect their chances.

Others had no choice but to file and now feel they are in a better position to fill out a mortgage application. Can they apply? Do they have to wait a long time? What steps can they take to put themselves in a better position, if they have to wait?

These are the type of questions to find answers in this area of my website. If you would like to see what others have asked and had answered already click here.

I'm not an attorney, so I cannot give legal advice. But I have helped others to get a mortgage after filing for bankruptcy. So let me help you too!

Perhaps your question is concerning the effect a short sale may have on your desire to purchase a home. Many have experienced this in the recent past. If that is you, ask away! You may be surprised at what you will learn!

When you ask your question, help me understand the details surrounding it. Every situation is different. The only way I can help you personally, is to understand your particular circumstances as completely as possible.

This is very important. I'm not able to see what you're talking about. So you will need to give me as much information as you can. Otherwise I have to give general answers because I'm not familiar with your situation.

So give me enough information so I can detail the answer to you personally!

Now, you do not have to give personal information, like social security number, etc. But give enough so I can give you an appropriate answer.

You can get a mortgage, even with a bankruptcy on your credit report. Let me be your guide to your dreams....go ahead...pick my brain!

See Other's Answers to Bankruptcy Questions Below

Click below to see the bankruptcy questions and answers from other visitors to this page...

Buying a Home After Bankruptcy 
I had to file bankruptcy because I had 3 vehicles in my name for my children who all went bust on me. The bankruptcy was dismissed a year ago. I have …

How do I get a home when I have a bankruptcy? 
We want to buy a house but we filed for bankruptcy. It's all done now. But we really want to buy a duplex. My husband is going to school. Is this …

Bankrupt question 
I have found a house I really would like to buy but its out of my price range. My unmarried daughter said she loved it also and would love for us …

Banruptcy Question on Mortgage Applications 
I was discharged from a chapter 13 bankruptcy. It has been over ten years and does not show up on my credit report. I have built my credit score up …

Bankruptcy and Credit Scores 
My husband filed for bankruptcy 3 Years ago, he has maintained a great rental history and trying to get his credit score back, right now it's about 660, …

After bankruptcy 
I have filed bankruptcy and been discharged of it for about a year. In the bankruptcy was my home and credit card debt. I was able to keep my vehicle. …

Past Bankruptcy 
My wife filed for bankruptcy right before I had met her. That was about 2 years ago. We want to buy a house now, but we were wondering how that …


Leave Bankruptcy Question and Answers and return to Have a Question page.

Go to House Buyer Solutions Home Page.

New Jersey Grants

Click on Image to Learn More

South Carolina Grants

Click on Image to Learn More

Recent Articles

  1. FHA Lending Guidelines

    Jun 10, 17 02:58 PM

    According to the FHA lending guidelines, is it possible for escrow to be paid out of packet instead of rolled into the loan? What are the guidelines for a 2nd time home owner? These are answered below…

    Read More

  2. FHA Title 1 Loan Explained

    Jun 08, 17 08:15 PM

    Are you interested in the FHA Title 1 Loan program and wonder where to find a lender who works with this program? Others have wondered the same thing, find the answers on this page.

    Read More

  3. FHA Help

    May 26, 17 03:14 PM

    Would you like some FHA help? Perhaps you are wondering if it is wise to add a significant other to the mortgage? Or why a mortgage company would ask you to go conventional instead of FHA? Find answer…

    Read More

Buyer Programs

fha loans

The FHA Loan Products

Home Buyer Grants

zero down home loans

Zero Down Home Loans


Follow Us On Twitter

follow me on twitter