Credit ProfileHow can you check your credit? Your profile gives a detailed list of your credit history. These items have been reported to the credit reporting agencies by lenders who have extended credit to you. Since this file reflects your creditworthiness, you should check it at least yearly. You want to be sure everything is being reported correctly. One way to check this is by see what your credit score is. .
If your score is low, then you may want to see the entire report to see what is happening.Your profile shows what types of credit you use, the length of time your accounts have been open, and whether you've paid your bills on time. It tells lenders how much credit you've used and whether you're seeking new sources of credit. It’s a picture of how you paid back the businesses you have borrowed money from. It also shows how you have met other financial obligations. Lenders request a copy of this profile when you apply for a loan. That's why its good to check your credit. What's on Your Credit File?
What's Not on Your Credit File?
Have More Questions.... Have a Question is an excellent opportunity to ask away. So go ahead....pick my brain! Leave Credit Profile and return to First Time Home Buyer Credit main page.
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