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FHA Loan Information and Mortgage Q&A

Are you looking for FHA loan information? Would you like to ask an expert some FHA financing questions? Look here for an abundance of FHA mortgage information with a cool Q&A section.

If you are in a hurry, click here and start picking my brain! Would you like a personal coach to help you? I'm ready to be your personal coach through the FHA mortgage jungle.

Are you wondering if the FHA loan product is the perfect fit for you? But you would like to know some things about the requirements. Perhaps you're wondering about more things than you can find on the internet.

Well then, you have come to the right place! This FHA financing Q&A is designed for you to ask an expert. Would you like to review what others have asked and had answered already? Click Here.

Often the complaint I hear from prospective buyers, is they cannot get a hold of their loan officer to ask their questions. I've designed this FHA mortgage information forum so you have access to an expert in the loan process to get your questions answered.

Remember, knowledge is power, so don't hesitate to ask. There is no stupid question. All I ask is that you give as much information around your situation so your question can be answered effectively.

Unfortunately, some will ask a question that is too general. The answer can go in a variety of ways. This doesn't help you. Why? Then the answer cannot be specific to your needs. Many times the answer may be something you already know and not what you are really looking for.

So help me out...think of me sitting across the table from you and your telling me your specific circumstances. Now write them in the box as you're telling me.

There you go, an answer for your personal circumstances! So let's get started with your personal coaching session....

What Others Have Asked and My Answers

Click below to see the questions and answers from other visitors to this page...

Where can I find a lender who does FHA title 1 loans?  Where can I find a lender who does FHA title 1 loans in PA?

Hello Ellen,

Your question is a good one and I must say, finding lenders that will do ...

Financing My Home  I have made an offer on a house and the seller (CitiMortage) requested that I prequalify with a specific mortgage company. I did and I applied for an FHA ...

FHA 203B With a Repair Escrow  I am looking at the FHA 203B with repair escrow home loan. I have a question. In order to qualify for this type of loan, does it have to be a HUD owned ...

FHA Questions  I have never owned a home but want to. I live with my girlfriend who owns a home. We want to sell and buy using me as a first time home owner but having ...

AC Unit for House  Well I am trying to purchase a home. I'm a first time home buyer so this is new for me. The home listed for $129,900 and I said I will give him $125,...

Repairs On A House With FHA Loan  I found a house I love that has been foreclosed on. My husband is very handy and has built homes before so the repairs that need to be done are not an ...

FHA vs Conventional for a "GOLDEN" borrower  This is not my ego speaking...these are the words from a mortgage broker describing my wife and I. We have Fico scores at 809 and 802. We have cash reserves ...

Can I Get a HUD Loan?  Can I still qualify for a HUD loan if you are already buying the home? I'm buying a home already but I'm doing it owner financing and I need to get out ...

FHA loan obligation for surving family   If my ex-husband died and had a house insured under FHA and his daughter's name was not on the house could she continue paying the mortgage and keep the ...

Getting a FHA Loan After Foreclosure  I cosigned for a home my son lost due to being hospitalized and then laid off. I had bought a new car after co signing for the home. I couldn't pay the ...

Buying a 3rd Home With FHA Home Loan  We have 2 homes one we owe a mortgage the other we own. We live in the state of California and we are thinking of buying a 3rd home for us to live in....

FHA 203B Loan  My husband and I just got pre-approved for $100,000 to get a house. When we were looking into houses, the loan officer said we couldn't get HUD, Homepath,...

HUD Loan  My client wants to bid on a HUD home, their is an insured escrow on it. He wants to pay for the escrow out of pocket, not roll it into the loan, which ...

Finding FHA Title 1 Loan  I am having trouble getting in touch with a lender for the FHA Title 1 Home Improvement Loan. Everyone tells me they don't do that. Please help. I think ...

House Repairs  Hi, I'm purchasing a home through an FHA loan offer. The home is to be sold "as is" as long as it meets FHA guidelines and appraisal.

Does this mean ...

FHA 203B With Repair Escrow  Jeff, my name is Larry. I am the senior loan officer at Colonial National mortgage. I work out of the Denver office. I'm having an issue with a purchase ...

FHA Title I Property Improvement Loan Program  Why am I having a hard time finding a lender for the Title I loan program. I have called several lenders on the approved list from HUD's website and most ...

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