My wife and I moved to Richmond, Virginia from Austin TX in the spring of 2002. Newly married, we were ready to search for our first new home. Neither of us had owned a home before we were married, so it was a big adventure for both of us.
The company that I was hired by was giving us some relocation assistance, including finding a local agent who would help us out. Well, our agent was almost 70 years old, and, as you can guess, was not really in tune with what we were looking for as a young couple in our very early 30s. After 2 meetings with her, we went out on our own and found a new agent, who was recommended by a friend.
Eventually, we found a home we loved and lived in for about 4 years before we again relocated, this time to be closer to my wife's family on the west coast. We've since purchased another home, and here's a few tips that I have after my 2 experiences:
1. Make a list of what is important to you in a home 2. Identify the items on the list that you can't live without 3. Understand that you are not going to get everything you want from that list. You will need to compromise on something! 4. Be patient. It will take a while, but you'll find something that you can live with. 5. Know that, even though you compromised, you'll end up loving your home
Understanding how credit scores work is the beginning of the mortgage process. Know your credit scores before you apply for a mortgage. Many free details found on this page.