First Time Home Buyer Grants State ListsLooking for first time home buyer grants state lists? Find the coolest list of agencies by state helping you locate home down payment help for that first mortgage. Plus a wealth of other information concerning grants. American Dream Downpayment Initiative First time home buyer grants come in many different ways. Below is first time home buyer grants state lists with some information from HUD and other agencies on how each state and local municipality receives grant money for first time home buyers.
Be sure to click on the state you're interested in below. They are listed in alpha order for easy reference. That way you can find the grants available in each individual state.First let me tell you about the American Dream Downpayment Initiative. Summary The American Dream Downpayment Initiative (ADDI) was signed into law on December 16, 2003. The American Dream Downpayment Assistance Act authorizes up to $200 million annually for fiscal years 2004 - 2007. ADDI will provide funds to all fifty states and to local participating jurisdictions that have a population of at least 150,000 or will receive an allocation of at least $50,000 under the ADDI formula. ADDI will be administered as a part of the HOME Investment Partnerships Program, a formula grant program. Purpose ADDI aims to increase the homeownership rate, especially among lower income and minority households, and to revitalize and stabilize communities. ADDI will help first-time homebuyers with the biggest hurdle to homeownership: downpayment and closing costs. The program was created to assist low-income first-time homebuyers in purchasing single-family homes by providing funds for downpayment, closing costs, and rehabilitation carried out in conjunction with the assisted home purchase. Type of Assistance ADDI will provide downpayment, closing costs, and rehabilitation assistance to eligible individuals. The amount of ADDI assistance provided may not exceed $10,000 or six percent of the purchase price of the home, whichever is greater. The rehabilitation must be completed within one year of the home purchase. Rehabilitation may include, but is not limited to, the reduction of lead paint hazards and the remediation of other home health hazards. Eligible Customers To be eligible for ADDI assistance, individuals must be first-time homebuyers interested in purchasing single family housing. Eligible Activities ADDI funds may be used for downpayment, closing costs and, if necessary, rehabilitation in conjunction with home purchase. ADDI funds used for rehabilitation may not exceed twenty percent of the participating jurisdiction's total ADDI allocation. The rehabilitation assisted with ADDI funds must be completed within one year of the home purchase. Funding Status In FY 2005, Congress appropriated $49,600,000 for ADDI. Previously, Congress appropriated $74,513,000 in FY2003 and $86,984 in 2004. HUD has issued formula allocations for FY 2005 to assist participating jurisdictions in preparing their consolidated plans. Obtaining Assistance First, check the formula allocation page to determine whether your local HOME administering agency received ADDI funding. If they did not receive ADDI funding, ADDI funds may be available through your state. Every state received ADDI funds. The contacts for state are available in the HOME administering agency list. First Time Home Buyer Grants State Lists in Alpabetical OrderAlabama Grants This state is known as the "Yellowhammer State" after its state bird the Yellowhammer Woodpecker and the "Cotton State." Discover here, the state and local agencies that offer grants to Alabama residents looking to buy their first home. Alabama first time home buyer grants is another excellent source of this first time home buyer grants state lists.Alaska Grants This state is home of the Portage Glacier, Mendenhall Glacier, and majestic mountains. Alaska is the largest state, about 2.3 times the size of Texas. Discover here, the state and local agencies that offer grants to Alaska residents looking to buy their first home. Alaska first time home buyer grants is another excellent source of first time home buyer grants state lists. Arizona Grants This state is home of the white blossom of the saguaro, the largest cactus in the United States. Discover here, the state and local agencies that offer grants to Arizona residents looking to buy their first home. Arkansas Grants The state bird for this state is the mockingbird. The mockingbird can imitate the song of many other birds. Discover here, the state and local agencies that offer first time home buyer grants state lists to Arkansas residents looking to buy their first home. California Grants One of this state's city is known as the "Raisin Capital" of the world. Learn which one that is and discover the state and local agencies that offer grants to California residents looking to buy their first home. Colorado Grants This state has been nicknamed the "Centennial State", learn why and discover the state and local agencies that offer grants to Colorando residents looking to buy their first home. Connecticut Grants The state name of "Connecticut" comes from "Quinnehtukqut", learn what that means and discover the state and local agencies that offer first time home buyer grants state lists to Alaska residents looking to buy their first home. Delaware Grants This state has the Blue Hen as its state bird. Learn how this bird is used and discover the state and local agencies that offer grants to Delaware residents looking to buy their first home. Florida Grants This state was acquired from Spain as a U.S. territory in 1821 and was admitted as the 27th state of the United States on March 3, 1845. Discover here, the state and local agencies that offer grants to Florida residents looking to buy their first home. Georgia Grants This state's crop is the peanut. Discover here, the state and local agencies that offer grants to Georgia residents looking to buy their first home. Hawaii Grants The Hula is the state dance. Discover here, the state and local agencies that offer grants to Hawaii residents looking to buy their first home. Idaho Grants What is the nickname of this state? Learn the nickname and the state and local agencies that offer grants to Idaho residents looking to buy their first home. Illinois Grants Why is this state called the "Land of Lincoln"? Learn why and find the state and local agencies that offer grants to Illinois residents looking to buy their first home. Indiana Grants Discover here, the state and local agencies that offer grants to Indiana residents looking to buy their first home. Iowa Grants Learn what the state flower is and the state and local agencies that offer grants to Iowa residents looking to buy their first home. Kansas Grants Learn some unique features of this state and the state and local agencies that offer grants to Kansas residents looking to buy their first home. Kentucky Grants Can you guess what the state horse is? Learn some other features of this state and the state and local agencies that offer first time home buyer grants state lists to Kentucky residents looking to buy their first home. Louisiana Grants Do you know how this state capitol is different from all the others in the country? Discover this and the state and local agencies that offer grants to Louisiana residents looking to buy their first home. Maine Grants Discover here, the state and local agencies that offer grants to Maine residents looking to buy their first home. Maryland Grants The Black-Eyed Susan is the state flower. Discover other facts about this state and the state and local agencies that offer grants to Maryland residents looking to buy their first home. Massachusetts Grants Do you who the state folk hero is? Discover this and the state and local agencies that offer grants to Massachusetts residents looking to buy their first home. Michigan Grants Discover here, the state and local agencies that offer grants to Michigan residents looking to buy their first home. Minnesota Grants What a great place to do some fishing!!! Discover here, the state and local agencies that offer first time home buyer grants state lists to Minnesota residents looking to buy their first home. Mississippi Grants Full-scale place to find the state and local agencies that offer grants to Mississippi residents looking to buy their first home. Missouri Grants Find a total supply of state and local agencies that offer grants to Missouri residents looking to buy their first home. Montana Grants Discover here a complete supply of state and local agencies that offer grants to Montana residents looking to buy their first home. Nebraska Grants Are you looking for grants available in Nebraska? Here you will find a complete list of state and local agencies that offer grants to Nebraska residents looking to buy their first home. Nevada Grants Want some help with that down payment for a house in Nevada? Be sure to check out this exhaustive list of state and local agencies that offer first time home buyer grants state lists to Nevada residents itching to buy that first home. New Hampshire Grants Hunting for down payment assistance or first time home buyer grants in New Hampshire? Be sure to check out this exhaustive list of state and local agencies that offer grants to New Hampshire residents anxious to buy a home. New Jersey Grants Are you looking for grants available in New Jersey? Here you will find a complete list of state and local agencies that offer grants to New Jersey residents looking to buy their first home. New Mexico Grants Discover here a complete supply of state and local agencies that offer grants to New Mexico residents looking to buy their first home. New York Grants Wondering if there's some help with a down payment for a house in New York? Be sure to check out this exhaustive list of state and local agencies that offer grants to New York residents anxious to buy that first home. North Carolina Grants Are you looking for grants available in North Carolina? Here you will find a complete list of state and local agencies that offer first time home buyer grants state lists to North Carolina residents looking to buy their first home. North Dakota Grants Hunting for down payment assistance or first time home buyer grants in North Dakota? Be sure to check out this exhaustive list of state and local agencies that offer grants to North Dakota residents anxious to buy a home. Ohio Grants Are you looking for grants available in Ohio? Here you will find a complete list of state and local agencies that offer grants to Ohio residents looking to buy their first home. Oklahoma Grants Discover here a complete supply of state and local agencies that offer first time home buyer grants state lists to Oklahoma residents looking to buy their first home. Oregon Grants Wondering if there's some help with a down payment for a house in Oregon? Be sure to check out this exhaustive list of state and local agencies that offer grants to Oregon residents anxious to buy that first home. Pennsylvania Grants Want some help with that down payment for a house in Pennsylvania? Be sure to check out this exhaustive list of state and local agencies that offer first time home buyer grants state lists to Pennsylvania residents itching to buy that first home. Rhode Island Grants Discover here a complete supply of state and local agencies that offer grants to Rhode Island residents looking to buy their first home. South Carolina Grants Are you looking for grants available in South Carolina? Here you will find a complete list of state and local agencies that offer grants to South Carolina residents looking to buy their first home. South Dakota Grants Wondering if there's some help with a down payment for a house in South Dakota? Be sure to check out this exhaustive list of state and local agencies that offer grants to South Dakota residents anxious to buy that first home. Tennessee Grants Want some help with that down payment for a house in Tennessee? Be sure to check out this exhaustive list of state and local agencies that offer first time home buyer grants state lists to Tennessee residents itching to buy that first home. Texas Grants Encounter a magnificent supply of state and local agencies that offer grants to Texas residents looking to buy their first home. Utah Grants Are you looking for grants available in Utah? Here you will find a complete list of state and local agencies that offer first time home buyer grants state lists to Utah residents looking to buy their first home. Vermont Grants Wondering if there's some help with a down payment for a house in Vermont? Be sure to check out this exhaustive list of state and local agencies that offer first time home buyer grants state lists to Vermont residents anxious to buy that first home. Virginia Grants Want some help with that down payment for a house in Virginia? Be sure to check out this exhaustive list of state and local agencies that offer grants to Virginia residents itching to buy that first home. Washington Grants Encounter a magnificent supply of state and local agencies that offer grants to Washington residents looking to buy their first home. West Virginia Grants Are you looking for grants available in West Virginia? Here you will find a complete list of state and local agencies that offer first time home buyer grants state lists to West Virginia residents looking to buy their first home. Wisconsin Grants Itching to buy that first home, but wonder if there are any grants available in Wisconsin? Here you will find a complete list of state and local agencies that offer grants to Wisconsin residents. Wyoming Grants Wondering if there's some help with a down payment for a house in Wyoming? Be sure to check out this exhaustive list of state and local agencies that offer grants to Wyoming residents anxious to buy that first home.
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