First Time Home Buyer Grants State Lists

Looking for first time home buyer grants state lists?

Find the coolest list of agencies by state helping you locate down payment assistance for that first mortgage.

When it comes to home mortgage grants, what many people fail to realize is how the money flows. Where do grants for home buying come from? Better yet, how can you get your hands on some of this free money?

Before you obtain a grant and apply for a mortgage, you really need to understand how your credit profile looks.

You want to know your credit score and determine if you need credit repair before proceeding.

Unfortunately, without a minimum credit score of 580, you'll not qualify for these low down payment programs. The FHA 203b loan works well with the various grant options. The higher your credit score is the lower your interest rate.

This is really a hub page for each state in the USA.  Perhaps you need a resource to find money needed for a down payment on a home. This page is a great asset for you. So let's get started.

Below you will some brief videos. They demonstrate how you can find government grants in your local area.

How Do Government Grants Work?

The Federal Government gives billions of dollars to the Department of Housing and Urban Development (HUD) every year. Of that money, over 15 Billion is to be used in housing grants to help people become home owners.

Now there are all kinds of different programs, what you need to know at this time is how the money gets to your local agency so you can get a first time home buyer grant. Each year this money is issued and used to help people like yourself.

So it kind of goes like this, the Feds give the money to HUD each year. The amount varies from year to year. I must say it is a shrinking number because the Federal Government is broke. That's not any news to you though if you have watched the news right? Sorry I got a my soap box there for second.

So when HUD gets this money each year, they dish it out to each state. Please don't ask me how they decide the amount each state receives because I have no idea. I'm sure they use population numbers as part of the formula. The reason I say this, states like California and New York seem to get more than the other states. More people, more money I guess!

First Time Home Buyer Grants State Lists

Every state has HUD approved agencies within them. There's a list of them on HUD's website. These agencies are normally located in larger cities. The good news for you is that these agencies at times also have local grant money for help with housing as well. Better yet, I'm going to show you how to find them right in your backyard.

So if you pay attention to the video just below I will show you how to use this page for first time home buyer grants state lists so you can find the agency in your area that has government grants you can use to buy a house.

Just a word of caution though, when the money runs out each year you have to wait until the following year until they get more. So the early bird gets the worm they always say.

First Time Home Buyer Grants
State Lists Instructions

State Grants for Home Buying
in Alphabetical Order

Alabama Grants This state is known as the "Yellowhammer State" after its state bird the Yellowhammer Woodpecker and the "Cotton State." Discover here, any grants available to Alabama residents looking to buy their first home. 

Alaska Grants This state is home of the Portage Glacier, Mendenhall Glacier, and majestic mountains. Alaska is the largest state, about 2.3 times the size of Texas. This is an excellent source of first time home buyer grants.

Arizona Grants This state is home of the white blossom of the saguaro, the largest cactus in the United States. Discover here, the state and local agencies that offer grants to Arizona residents looking to buy their first home.

Arkansas Grants The state bird for this state is the mockingbird. Find the state and local agencies that offer first time home buyer grants state lists to Arkansas residents looking to buy their first home.

California Grants One of this state's city is known as the "Raisin Capital" of the world. Here you will find state and local agencies that offer grants to California residents looking to buy their first home.

Colorado Grants This state has been nicknamed the "Centennial State". Discover the state and local agencies that offer grants to Colorado residents looking to buy their first home.

Connecticut Grants The state name of "Connecticut" comes from "Quinnehtukqut". Learn the cool state and local agencies that offer first time home buyer grants state lists to Alaska residents looking to buy their first home.

Delaware Grants This state has the Blue Hen as its state bird. Check out the state and local agencies that offer grants to Delaware residents looking to buy their first home.

Florida Grants This state was acquired from Spain as a U.S. territory in 1821 and was admitted as the 27th state of the United States on March 3, 1845. Discover here, the state and local agencies that offer grants to Florida residents looking to buy their first home.

Georgia Grants This state's crop is the peanut. Discover here, the state and local agencies that offer grants to Georgia residents looking to buy their first home.

Hawaii Grants The Hula is the state dance. Discover here, the state and local agencies that offer grants to Hawaii residents looking to buy their first home.

Idaho Grants can really help. Ascertain the state and local agencies that offer grants to Idaho residents looking to buy their first home.

Illinois Grants Locate the state and local agencies that offer grants to Illinois residents looking to buy their first home.

Indiana Grants Discover here, the state and local agencies that offer grants to Indiana residents looking to buy their first home.

Iowa Grants Learn what state and local agencies that offer grants to Iowa residents looking to buy their first home.

Kansas Grants Learn some unique features offered to Kansas residents looking to buy their first home. You can also find some cool agencies to help in your search for these home buying grants.

Kentucky Grants Can you guess what the state horse is? Learn the state and local agencies that offer first time home buyer grants state lists to Kentucky residents looking to buy their first home.

Louisiana Grants Do you know how this state capitol is different from all the others in the country? Discover the state and local agencies that offer grants to Louisiana residents looking to buy their first home.

Maine Grants Discover here, the state and local agencies that offer grants to Maine residents looking to buy their first home.

Maryland Grants The Black-Eyed Susan is the state flower. Discover the state and local agencies that offer grants to Maryland residents looking to buy their first home.

Massachusetts Grants Do you know who the state folk hero is? Discover the state and local agencies that offer grants to Massachusetts residents looking to buy their first home.

First Time Home Buyer Grants State Lists

Michigan Grants Discover here, the state and local agencies that offer grants to Michigan residents looking to buy their first home.

Minnesota Grants What a great place to do some fishing!!! Discover here, the state and local agencies that offer first time home buyer grants state lists to Minnesota residents looking to buy their first home.

Mississippi Grants Full-scale place to find the state and local agencies that offer grants to Mississippi residents looking to buy their first home.

Missouri Grants Find a total supply of state and local agencies that offer grants to Missouri residents looking to buy their first home.

Montana Grants Discover here a complete supply of state and local agencies that offer grants to Montana residents looking to buy their first home.

Nebraska Grants Are you looking for grants available in Nebraska? Here you will find a complete list of state and local agencies that offer grants to Nebraska residents looking to buy their first home.

Nevada Grants Want some help with that down payment for a house in Nevada? Be sure to check out this exhaustive list of state and local agencies that offer first time home buyer grants state lists to Nevada residents itching to buy that first home.

New Hampshire Grants Hunting for down payment assistance or first time home buyer grants in New Hampshire? Be sure to check out this exhaustive list of state and local agencies that offer grants to New Hampshire residents anxious to buy a home.

New Jersey Grants Are you looking for grants available in New Jersey? Here you will find a complete list of state and local agencies that offer grants to New Jersey residents looking to buy their first home.

New Mexico Grants Discover here a complete supply of state and local agencies that offer grants to New Mexico residents looking to buy their first home.

New York Grants Wondering if there's some help with a down payment for a house in New York? Be sure to check out this exhaustive list of state and local agencies that offer grants to New York residents anxious to buy that first home.

North Carolina Grants Are you looking for grants available in North Carolina? Here you will find a complete list of state and local agencies that offer first time home buyer grants state lists to North Carolina residents looking to buy their first home.

North Dakota Grants Hunting for down payment assistance or first time home buyer grants in North Dakota? Be sure to check out this exhaustive list of state and local agencies that offer grants to North Dakota residents anxious to buy a home.

Ohio Grants Are you looking for grants available in Ohio? Here you will find a complete list of state and local agencies that offer grants to Ohio residents looking to buy their first home.

Oklahoma Grants Discover here a complete supply of state and local agencies that offer first time home buyer grants state lists to Oklahoma residents looking to buy their first home.

Oregon Grants Wondering if there's some help with a down payment for a house in Oregon? Be sure to check out this exhaustive list of state and local agencies that offer grants to Oregon residents anxious to buy that first home.

Pennsylvania Grants Want some help with that down payment for a house in Pennsylvania? Be sure to check out this exhaustive list of state and local agencies that offer first time home buyer grants state lists to Pennsylvania residents itching to buy that first home.

First Time Home Buyer Grants State Lists

Rhode Island Grants Discover here a complete supply of state and local agencies that offer grants to Rhode Island residents looking to buy their first home.

South Carolina Grants Are you looking for grants available in South Carolina? Here you will find a complete list of state and local agencies that offer grants to South Carolina residents looking to buy their first home.

South Dakota Grants Wondering if there's some help with a down payment for a house in South Dakota? Be sure to check out this exhaustive list of state and local agencies that offer grants to South Dakota residents anxious to buy that first home.

Tennessee Grants Want some help with that down payment for a house in Tennessee? Be sure to check out this exhaustive list of state and local agencies that offer first time home buyer grants state lists to Tennessee residents itching to buy that first home.

Texas Grants Encounter a magnificent supply of state and local agencies that offer grants to Texas residents looking to buy their first home.

Utah Grants Are you looking for grants available in Utah? Here you will find a complete list of state and local agencies that offer first time home buyer grants state lists to Utah residents looking to buy their first home.

Vermont Grants Wondering if there's some help with a down payment for a house in Vermont? Be sure to check out this exhaustive list of state and local agencies that offer first time home buyer grants state lists to Vermont residents anxious to buy that first home.

Virginia Grants Want some help with that down payment for a house in Virginia? Be sure to check out this exhaustive list of state and local agencies that offer grants to Virginia residents itching to buy that first home.

Washington Grants Encounter a magnificent supply of state and local agencies that offer grants to Washington residents looking to buy their first home.

West Virginia Grants Are you looking for grants available in West Virginia? Here you will find a complete list of state and local agencies that offer first time home buyer grants state lists to West Virginia residents looking to buy their first home.

Wisconsin Grants Itching to buy that first home, but wonder if there are any grants available in Wisconsin? Here you will find a complete list of state and local agencies that offer grants to Wisconsin residents.

Wyoming Grants Wondering if there's some help with a down payment for a house in Wyoming? Be sure to check out this exhaustive list of state and local agencies that offer grants to Wyoming residents anxious to buy that first home.

If you're having problems finding a grant for your local area, consider checking out the Fannie Mae HomePath Ready Buyer Program by clicking here.


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