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   <title>First Time Home Buyers Blog</title>
   <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyers-blog.html</link>
   <description>First Time Home Buyers need to keep up with the ever changing mortgage market. This Blog can help you stay in the know!</description>
   <language>en-us</language>
   <category domain = "http://www.first-time-home-buyer-solutions.com/first-time-home-buyers-blog.html#">first time home buyer</category>
   <pubDate>Thu, 11 Mar 2010 15:33:48 GMT</pubDate>
   <lastBuildDate>Thu, 11 Mar 2010 15:33:48 GMT</lastBuildDate>
   <copyright>first-time-home-buyer-solutions.com</copyright>
   <item>
    <title>Work less than a year</title>
    <link>http://www.first-time-home-buyer-solutions.com/work-less-than-a-year.html</link>
    <description>Hello;   I have worked in a company for less than a year but I worked for a year in another company and also have a part time job.   My credit is 750 and</description>
    <pubDate>Thu, 11 Mar 2010 15:33:38 GMT</pubDate>
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    <title>Work less than a year</title>
    <link>http://www.first-time-home-buyer-solutions.com/work-less-than-a-year.html</link>
    <description>Hello;   I have worked in a company for less than a year but I worked for a year in another company and also have a part time job.   My credit is 750 and</description>
    <pubDate>Thu, 11 Mar 2010 15:33:38 GMT</pubDate>
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    <title>Do I qualify as a first time home buyer if I sold my first home 3 years ago?</title>
    <link>http://www.first-time-home-buyer-solutions.com/do-i-qualify-as-a-first-time-home-buyer-if-i-sold-my-first-home-3-years-ago.html</link>
    <description>Almost three years ago my partner and I went through a divorce and sold our second house which we owned and in which we lived together. We had jointly</description>
    <pubDate>Tue, 09 Mar 2010 17:56:22 GMT</pubDate>
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    <title>FHA Questions</title>
    <link>http://www.first-time-home-buyer-solutions.com/fha-questions.html</link>
    <description>I have never owned a home but want to. I live with my girlfriend who owns a home. We want to sell and buy using me as a first time home owner but having</description>
    <pubDate>Tue, 09 Mar 2010 17:28:33 GMT</pubDate>
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    <title>Alabama First Time Home Buyer Grants</title>
    <link>http://www.first-time-home-buyer-solutions.com/alabama-first-time-home-buyer-grants.html</link>
    <description>Alabama first time home buyer grants may be hard to find, browse this page to find best home mortgage grants in Alabama.</description>
    <pubDate>Tue, 09 Mar 2010 01:57:24 GMT</pubDate>
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    <title>How To Find Grants</title>
    <link>http://www.first-time-home-buyer-solutions.com/how-to-find-grants.html</link>
    <description>How to find grants. Locate the coolest government grants for that down payment here.</description>
    <pubDate>Tue, 09 Mar 2010 01:02:29 GMT</pubDate>
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    <title>Mortgage Library for First Time Home Buyers</title>
    <link>http://www.first-time-home-buyer-solutions.com/mortgage-library.html</link>
    <description>In our mortgage library you&#39;ll find hundreds of pages about mortgages, credit and much more.</description>
    <pubDate>Tue, 09 Mar 2010 00:59:50 GMT</pubDate>
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   <item>
    <title>First Time Home Buyer Grants  </title>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-grants.html</link>
    <description>First time home buyer grants here. Home buyers grants come in many different forms, you want help with your down payment for your mortgage, find the coolest home grants for mortgage assistance here!</description>
    <pubDate>Tue, 09 Mar 2010 00:52:16 GMT</pubDate>
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    <title>1st Time Home Buyer Grant - How to Find Grants</title>
    <link>http://www.first-time-home-buyer-solutions.com/1st-time-home-buyer-grant.html</link>
    <description>What is a 1st time home buyer grant?  Discover on this site what first time home buyer grants really are and how to find them. Home mortgage grants are awesome assistance. </description>
    <pubDate>Tue, 09 Mar 2010 00:41:51 GMT</pubDate>
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   <item>
    <title>First Time Home Buyers Help</title>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyers-help.html</link>
    <description>First Time Home Buyers Help Here! </description>
    <pubDate>Tue, 02 Mar 2010 00:31:52 GMT</pubDate>
   </item>
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    <title>Bankruptcy Basics</title>
    <link>http://www.first-time-home-buyer-solutions.com/bankruptcy.html</link>
    <description>The Bankruptcy process stops many people from trying to get a home loan. A mortgage is not impossible! Find the best information and how to buy a home when you have filed. </description>
    <pubDate>Tue, 02 Mar 2010 00:23:37 GMT</pubDate>
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    <title>VA Home Loan For You</title>
    <link>http://www.first-time-home-buyer-solutions.com/va-home-loan.html</link>
    <description>Are you looking for a VA home loan that fits your needs?  You have come to the right place.  Discover the best VA home loans and requirements. A wealth of information on VA loans for that VA mortgage.</description>
    <pubDate>Mon, 01 Mar 2010 23:52:06 GMT</pubDate>
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    <title>First Time Home Buyer Resources</title>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-resources.html</link>
    <description>For other first time home buyer resources related to mortgages and real estate, visit this page. You will also find international mortgage resources and well as other resources to help you.</description>
    <pubDate>Mon, 01 Mar 2010 22:46:47 GMT</pubDate>
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    <title>First Time Home Buyer Programs abound, which one is best for you?</title>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-programs.html</link>
    <description>Locate the best first time home buyer programs. Home buying is a big decision so we want to learn all we can about home mortgages before selecting our first time home loans.</description>
    <pubDate>Fri, 26 Feb 2010 21:13:45 GMT</pubDate>
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    <title>First Time Home Buyer Loans, what are they and how do they work?</title>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-loans.html</link>
    <description>Discover the best first time home buyer loans out there. Everyone at some time in their life investigates home loans. Learn about these home mortgages and how they work.</description>
    <pubDate>Wed, 24 Feb 2010 14:59:25 GMT</pubDate>
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   <item>
    <title>Mortgage Payment v. Principle</title>
    <link>http://www.first-time-home-buyer-solutions.com/mortgage-payment-v-principle.html</link>
    <description>Should most of your mortgage payment be made to your principle?  ===ANSWER===  Hello JoAnn;  Good question!   When you take out a mortgage, what takes</description>
    <pubDate>Tue, 23 Feb 2010 01:15:09 GMT</pubDate>
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    <title>First Time Home Buyer Credit</title>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-credit.html</link>
    <description>Your first time home buyer credit is very important! This is often misunderstood on how it affects what interest rate you pay. Save money by learning how to be sure your credit file is in order.</description>
    <pubDate>Tue, 23 Feb 2010 00:57:38 GMT</pubDate>
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    <title>First Time Home Buyer Grants State Lists</title>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-grants-state-lists.html</link>
    <description>Looking for first time home buyer grants state lists? Find the coolest list of agencies by state helping you locate home down payment help for that first mortgage.</description>
    <pubDate>Tue, 23 Feb 2010 00:49:39 GMT</pubDate>
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   <item>
    <title>Best FHA Home Loans</title>
    <link>http://www.first-time-home-buyer-solutions.com/best-fha-home-loans.html</link>
    <description>For many, finding the best FHA home loans should not be a problem.  Discover the coolest information on fha loans for first time home buyers.</description>
    <pubDate>Tue, 23 Feb 2010 00:30:31 GMT</pubDate>
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    <title>Down Payment Assistance for First Time Home Buyers</title>
    <link>http://www.first-time-home-buyer-solutions.com/assistance-for-first-time-home-buyers.html</link>
    <description>What is Down Payment Assistance for First Time Home Buyers? Is this a grant? Learn the difference between grants and down payment assistance programs.</description>
    <pubDate>Tue, 23 Feb 2010 00:12:08 GMT</pubDate>
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   <item>
    <title>Mortgage Closing Cost</title>
    <link>http://www.first-time-home-buyer-solutions.com/mortgage-closing-cost.html</link>
    <description>Mortgage closing cost can become very confusing. With many claiming no closing cost mortgage you need to know the truth. Understand exactly what a home closing cost includes and more. Avoid the scams.</description>
    <pubDate>Fri, 19 Feb 2010 20:06:55 GMT</pubDate>
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    <title>Free Credit Scores - Get your free credit report today and save thousands!!</title>
    <link>http://www.first-time-home-buyer-solutions.com/credit-scores.html</link>
    <description>A free credit report can tell you many things. Find out for yourself what the credit bureaus say, do you have good credit scores?  Save time, money and mistakes by understanding your credit report. </description>
    <pubDate>Fri, 19 Feb 2010 19:46:36 GMT</pubDate>
   </item>
   <item>
    <title>Credit repair tips, look here for free information.</title>
    <link>http://www.first-time-home-buyer-solutions.com/credit-repair-tips.html</link>
    <description>Find the coolest credit repair tips on this page. Discover how to do a credit report dispute so you can accomplish credit report repair. Look here for your credit report help.</description>
    <pubDate>Fri, 19 Feb 2010 19:39:14 GMT</pubDate>
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    <title>Credit Repair Letters, Do They Work? How Can You Find Them?</title>
    <link>http://www.first-time-home-buyer-solutions.com/credit-repair-letters.html</link>
    <description>Credit repair letters have to be properly drafted. See our coolest tried and tested letters you can use to repair credit. This helps us to improve our mortgage credit score. </description>
    <pubDate>Fri, 19 Feb 2010 19:15:53 GMT</pubDate>
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   <item>
    <title>Credit Repair for Beginners.</title>
    <link>http://www.first-time-home-buyer-solutions.com/credit-repair.html</link>
    <description>Credit Repair does not have to be so difficult. Follow these simple steps on how to do it yourself for free and save hundreds of dollars. </description>
    <pubDate>Fri, 19 Feb 2010 18:44:20 GMT</pubDate>
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    <title>Mortgage Calculators for First Time Home Buyers</title>
    <link>http://www.first-time-home-buyer-solutions.com/mortgage-calculators.html</link>
    <description>Mortgage Calculators can help you when deciding on how much home you can afford.  Discover the coolest group of home mortgage calculators to help you make various informed decisions.</description>
    <pubDate>Thu, 18 Feb 2010 20:24:55 GMT</pubDate>
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    <title>What are your tips for a first time home buyer?</title>
    <link>http://www.first-time-home-buyer-solutions.com/what-are-your-tips-for-a-first-time-home-buyer.html</link>
    <description>I&#39;m a recent college grad and I&#39;m looking to buy my first home.  I&#39;d like to buy a house and not rent an apartment because I like the fact that paying</description>
    <pubDate>Thu, 18 Feb 2010 20:16:27 GMT</pubDate>
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   <item>
    <title>Are there any loans available if you don&#39;t have 2 years on the job?</title>
    <link>http://www.first-time-home-buyer-solutions.com/are-there-any-loans-available-if-you-dont-have-2-years-on-the-job.html</link>
    <description>I do not have 2 consecutive years of work.    I just turned 50 and would like to take advantage of the $8000 credit.  I have never owned a home.  I work</description>
    <pubDate>Thu, 18 Feb 2010 20:13:35 GMT</pubDate>
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    <title>Foreclosure</title>
    <link>http://www.first-time-home-buyer-solutions.com/foreclosure.html</link>
    <description>How long do I have to wait after a foreclosure to purchase a home?  ---ANSWER---  Unfortunately, it is a long time if you are looking for a mortgage. The</description>
    <pubDate>Thu, 18 Feb 2010 20:12:21 GMT</pubDate>
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    <title>OWCP income and the First time homebuyers Credit</title>
    <link>http://www.first-time-home-buyer-solutions.com/owcp-income-and-the-first-time-homebuyers-credit.html</link>
    <description>Hi Jeff,  I was a USDA Food Inspector for 25 years and was on the job at the time a drunk lady hit me head on. It ended my career. Because I was no longer</description>
    <pubDate>Thu, 18 Feb 2010 20:10:28 GMT</pubDate>
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    <title>Finding a Trustworthy Home Inspector</title>
    <link>http://www.first-time-home-buyer-solutions.com/finding-a-trustworthy-home-inspector.html</link>
    <description>I&#39;d like to know the best way to find a trustworthy home inspector.  For example, in a past purchase the inspector was provided to me by the real estate</description>
    <pubDate>Thu, 18 Feb 2010 20:09:48 GMT</pubDate>
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    <title>What are Mortgage Points?</title>
    <link>http://www.first-time-home-buyer-solutions.com/what-are-mortgage-points.html</link>
    <description>Even though this has been a poor time for homeowners, it has been a good time for me personally. I know that this is a good time to purchase a home because</description>
    <pubDate>Thu, 18 Feb 2010 20:08:44 GMT</pubDate>
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    <title>Tax Rebate Program Question</title>
    <link>http://www.first-time-home-buyer-solutions.com/tax-rebate-program-question.html</link>
    <description>We have recently been looking for a home to take advantage of the current low interest rates.   We have heard that the government sponsored tax rebate</description>
    <pubDate>Thu, 18 Feb 2010 20:07:58 GMT</pubDate>
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    <title>What is needed in order to buy this house?</title>
    <link>http://www.first-time-home-buyer-solutions.com/what-is-needed-in-order-to-buy-this-house.html</link>
    <description>My spouse and I are looking to buy a foreclosed home with 4 bedrooms and 2 baths. We currently rent  and have not owned a home before.   The home we are</description>
    <pubDate>Thu, 18 Feb 2010 20:07:11 GMT</pubDate>
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    <title>Question About Monthly Mortgage Payment</title>
    <link>http://www.first-time-home-buyer-solutions.com/question-about-monthly-mortgage-payment.html</link>
    <description>I have two questions.    Q No. 1: I want to purchase a home and I qualify as a first-time buyer entitled to the tax credit.  If the purchase price is $67,000.00</description>
    <pubDate>Thu, 18 Feb 2010 20:06:23 GMT</pubDate>
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    <title>Contingencies</title>
    <link>http://www.first-time-home-buyer-solutions.com/contingencies.html</link>
    <description>My husband and I are in the process of buying a house for the first time and Im not really sure how contingencies work.   From what I understand, they</description>
    <pubDate>Thu, 18 Feb 2010 20:05:23 GMT</pubDate>
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    <title>How can you be sure the house isn&#39;t falling apart?</title>
    <link>http://www.first-time-home-buyer-solutions.com/how-can-you-be-sure-the-house-isnt-falling-apart.html</link>
    <description>Hello, Im a first time home buyer and have some major concerns.  I want to buy a home but since I have never owned one before, Im afraid of buying a</description>
    <pubDate>Thu, 18 Feb 2010 20:04:36 GMT</pubDate>
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    <title>Explain title insurance and title opinions</title>
    <link>http://www.first-time-home-buyer-solutions.com/explain-title-insurance-and-title-opinions.html</link>
    <description>My wife and I are planning to buy a house in the near future and I have been doing some research to find out the costs involved besides buying the property</description>
    <pubDate>Thu, 18 Feb 2010 20:02:46 GMT</pubDate>
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    <title>How do I get a home when I have a bankruptcy?</title>
    <link>http://www.first-time-home-buyer-solutions.com/how-do-i-get-a-home-when-i-have-a-bankruptcy.html</link>
    <description>We want to buy a house but we filed for bankruptcy. It&#39;s all done now.   But we really want to buy a duplex.   My husband is going to school.   Is this</description>
    <pubDate>Thu, 18 Feb 2010 20:01:00 GMT</pubDate>
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    <title>My Credit Score</title>
    <link>http://www.first-time-home-buyer-solutions.com/my-credit-score.html</link>
    <description>My husband and I have a combined credit score of 597. Is it even worth applying for a loan or should we work on our credit for a couple more years and</description>
    <pubDate>Thu, 18 Feb 2010 20:00:05 GMT</pubDate>
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    <title>Bankrupt question</title>
    <link>http://www.first-time-home-buyer-solutions.com/bankrupt-question.html</link>
    <description>I have found a house I really would like to buy but its out of my price range.  My unmarried daughter said she loved it also and would love for us to move</description>
    <pubDate>Thu, 18 Feb 2010 19:59:21 GMT</pubDate>
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    <title>School District Impact on Home Value</title>
    <link>http://www.first-time-home-buyer-solutions.com/school-district-impact-on-home-value.html</link>
    <description>Hello,  My husband and I have 3 children, all in elementary school, and are looking to buy our first home.    We are especially interested in 2 homes,</description>
    <pubDate>Thu, 18 Feb 2010 19:58:45 GMT</pubDate>
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    <title>First Time Home Buyers Guide FREE reveals in 10 easy steps the mortgage process.</title>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyers-guide.html</link>
    <description>Your FREE copy of the First Time Home Buyers Guide details the mortgage process in 10 easy steps. This is a must read for all looking for the best home buyer guides. A first home buyers guide to help.</description>
    <pubDate>Wed, 17 Feb 2010 18:20:39 GMT</pubDate>
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    <title>First time home buyer guides that are available.</title>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-guides.html</link>
    <description>Coolest first time home buyer guides.  Wonderful first time home buyers guide to teach how to buy that first home. Find the best home buyer guides for your first mortgage. </description>
    <pubDate>Wed, 17 Feb 2010 18:06:17 GMT</pubDate>
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    <title>First Time Home Buyers Home Buying Process</title>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyers.html</link>
    <description>What do first time home buyers need to do to start the home buying loan process.  Find a wealth of information to help you start the mortgage for buying that first home.</description>
    <pubDate>Wed, 17 Feb 2010 17:24:03 GMT</pubDate>
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    <title>Have a Question on Buying a Home?</title>
    <link>http://www.first-time-home-buyer-solutions.com/have-a-question.html</link>
    <description>Have a question on buying a home, credit problems, a loan, or mortgage? Find the best first time home buyer questions and answers here. </description>
    <pubDate>Wed, 17 Feb 2010 17:12:34 GMT</pubDate>
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    <title>Appraisal Basics</title>
    <link>http://www.first-time-home-buyer-solutions.com/appraisal.html</link>
    <description>Realestate appraisal can help you, the first time home buyer, know how value is determined on your property. Discover how this affects your mortgage and your down payment.</description>
    <pubDate>Tue, 16 Feb 2010 13:05:50 GMT</pubDate>
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    <title>Choosing a Mortgage Company</title>
    <link>http://www.first-time-home-buyer-solutions.com/choosing-a-mortgage-company.html</link>
    <description>When it come to choosing a mortgage company, first time home buyers need all the facts. This website can help you know what to look for so you can avoid costly mistakes and save time.</description>
    <pubDate>Mon, 15 Feb 2010 17:06:11 GMT</pubDate>
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    <title>Buy or rent a home, what should I do?</title>
    <link>http://www.first-time-home-buyer-solutions.com/buy-or-rent-a-home.html</link>
    <description>To buy or rent a home, many people have this question. Discover the best advice on whether you should buy a home as a first time home buyer for find a rental home.</description>
    <pubDate>Mon, 15 Feb 2010 17:05:22 GMT</pubDate>
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    <title>After the Mortgage Application</title>
    <link>http://www.first-time-home-buyer-solutions.com/after-the-mortgage-application.html</link>
    <description>What happens after the mortgage application, whether it is a home mortgage application for an online mortgage application, find the coolest tips to keep things moving.</description>
    <pubDate>Mon, 15 Feb 2010 17:04:38 GMT</pubDate>
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