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   <title> First Time Home Buyer Blog </title>
   <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyers-blog.html</link>
   <description>As a First Time Home Buyer, you need to keep up with the ever changing mortgage market. This Blog can help first time home buyers stay in the know!</description>
   <language>en-us</language>
   <category domain = "http://www.first-time-home-buyer-solutions.com/first-time-home-buyers-blog.html#">first time home buyer</category>
   <pubDate>Wed, 09 May 2012 01:51:17 GMT</pubDate>
   <lastBuildDate>Wed, 09 May 2012 01:51:17 GMT</lastBuildDate>
   <copyright>first-time-home-buyer-solutions.com</copyright>
   <item>
    <title>Here You Can Find Credit Repair for Beginners, DIY or Hire a Pro</title>
    <guid>http://www.first-time-home-buyer-solutions.com/credit-repair.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/credit-repair.html</link>
    <description>Credit Repair does not have to be so difficult. Follow these cool simple steps on how to do credit cleanup yourself for free. Learn about credit reports and whats my credit score too!</description>
    <pubDate>Wed, 09 May 2012 01:51:16 GMT</pubDate>
   </item>
   <item>
    <title>Should you pay off your mortgage or not?</title>
    <guid>http://www.first-time-home-buyer-solutions.com/first-time-home-buyers-blog.html#Should-you-pay-off-your-mortgage-or-not?</guid>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyers-blog.html#Should-you-pay-off-your-mortgage-or-not?</link>
    <description>Hey, I found this article interesting.  Many people never get to payoff their mortgage because they sell or refinance the home.

But what if you had the money to payoff your mortgage?  Is it wise to do that?  Read this article for more details.</description>
    <pubDate>Tue, 08 May 2012 16:11:12 GMT</pubDate>
   </item>
   <item>
    <title>Can I qualify for a mortgage loan? </title>
    <guid>http://www.first-time-home-buyer-solutions.com/can-i-qualify-for-a-mortgage-loan.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/can-i-qualify-for-a-mortgage-loan.html</link>
    <description>My husband bought a house 6 years ago but the house is in a foreclosure process, I do not have any link with the mortgage of the house but my name is in</description>
    <pubDate>Tue, 08 May 2012 13:11:16 GMT</pubDate>
   </item>
   <item>
    <title>FHA qualifying maybe??</title>
    <guid>http://www.first-time-home-buyer-solutions.com/fha-qualifying-maybe.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/fha-qualifying-maybe.html</link>
    <description> Okay, my husband brings in around $1,200/month net, he's the only one working because I homeschool our children.    My friend wanted to sell us her house,</description>
    <pubDate>Sat, 05 May 2012 22:41:53 GMT</pubDate>
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   <item>
    <title>Delaware First Time Home Buyer Grants for Home Buying</title>
    <guid>http://www.first-time-home-buyer-solutions.com/delaware-first-time-home-buyer-grants.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/delaware-first-time-home-buyer-grants.html</link>
    <description>Delaware First Time Home Buyer Grants can get you into your own home!  Chase the American Dream by finding home mortgage grants. Locate the best list of first time home buyer grants in Delaware here. </description>
    <pubDate>Thu, 26 Apr 2012 13:13:39 GMT</pubDate>
   </item>
   <item>
    <title>Colorado First Time Home Buyer Grants for Home Buying</title>
    <guid>http://www.first-time-home-buyer-solutions.com/colorado-first-time-home-buyer-grants.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/colorado-first-time-home-buyer-grants.html</link>
    <description>Colorado First Time Home Buyer Grants available in this Rocky Mountain state! Find the best list of Colorado home mortgage grants available. </description>
    <pubDate>Thu, 26 Apr 2012 13:05:36 GMT</pubDate>
   </item>
   <item>
    <title>Connecticut First Time Home Buyer Grants for Home Buying</title>
    <guid>http://www.first-time-home-buyer-solutions.com/connecticut-first-time-home-buyer-grants.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/connecticut-first-time-home-buyer-grants.html</link>
    <description>Connecticut First Time Home Buyer Grants to buy that home. Find the coolest list of home grants available. First time home buyer grants Connecticut are just what is needed!</description>
    <pubDate>Tue, 24 Apr 2012 21:19:34 GMT</pubDate>
   </item>
   <item>
    <title>Purchasing From An Individual</title>
    <guid>http://www.first-time-home-buyer-solutions.com/purchasing-from-an-individual.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/purchasing-from-an-individual.html</link>
    <description>So, where do we start? I currently am looking to buy a home for the first time with only $600 dollars down.   I contacted a guy who told me he had a home</description>
    <pubDate>Tue, 24 Apr 2012 20:28:14 GMT</pubDate>
   </item>
   <item>
    <title>Joint Mortgage </title>
    <guid>http://www.first-time-home-buyer-solutions.com/joint-mortgage.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/joint-mortgage.html</link>
    <description>My husband and I have recently separated. I'm not on the mortgage loan due to when we refinanced, my credit score was too low. We haven't paid the mortgage</description>
    <pubDate>Mon, 23 Apr 2012 23:52:24 GMT</pubDate>
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   <item>
    <title>California First Time Home Buyer Grants for Home Buying </title>
    <guid>http://www.first-time-home-buyer-solutions.com/california-first-time-home-buyer-grants.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/california-first-time-home-buyer-grants.html</link>
    <description>California First Time Home Buyer Grants are worth your review! Find the most home mortgage grants here. A complete list of free first time home buyer grants California.</description>
    <pubDate>Fri, 20 Apr 2012 18:38:53 GMT</pubDate>
   </item>
   <item>
    <title>Arizona First Time Home Buyer Grants for Home Buying</title>
    <guid>http://www.first-time-home-buyer-solutions.com/arizona-first-time-home-buyer-grants.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/arizona-first-time-home-buyer-grants.html</link>
    <description>Discover Arizona First Time Home Buyer Grants.  Find free home mortgage grants for your area. The best list of first time home buyer grants Arizona you can find.</description>
    <pubDate>Fri, 20 Apr 2012 18:08:15 GMT</pubDate>
   </item>
   <item>
    <title>Arkansas First Time Home Buyer Grants for Home Buying</title>
    <guid>http://www.first-time-home-buyer-solutions.com/arkansas-first-time-home-buyer-grants.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/arkansas-first-time-home-buyer-grants.html</link>
    <description>Arkansas First Time Home Buyer Grants may be may be hard to locate.  Find here important information on how to obtain such home mortgage grants.</description>
    <pubDate>Fri, 20 Apr 2012 18:03:56 GMT</pubDate>
   </item>
   <item>
    <title>Not Enough Credit</title>
    <guid>http://www.first-time-home-buyer-solutions.com/not-enough-credit.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/not-enough-credit.html</link>
    <description>Hi my fiance' and I are looking for a home. We are first time buyers but my fiance' does not have credit and I only have like 696 of credit score. What</description>
    <pubDate>Thu, 19 Apr 2012 18:59:20 GMT</pubDate>
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   <item>
    <title>First Time Homebuyer Grants Kansas</title>
    <guid>http://www.first-time-home-buyer-solutions.com/first-time-homebuyer-grants-kansas.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-homebuyer-grants-kansas.html</link>
    <description>First Time Homebuyer Grants Kansas, look here for your local agency ready to help you out! Find a cool list of first time homebuyer grants for first time home buyers here.</description>
    <pubDate>Mon, 16 Apr 2012 18:29:57 GMT</pubDate>
   </item>
   <item>
    <title>Illinois Real Estate Agents - Find the Best Real Estate Agents in Illinois</title>
    <guid>http://www.first-time-home-buyer-solutions.com/illinois-real-estate-agents.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/illinois-real-estate-agents.html</link>
    <description>Looking for Illinois real estate agents? Find the coolest Real Estate Agents and Brokers in Illinois listed here in this FREE directory.</description>
    <pubDate>Thu, 12 Apr 2012 18:14:18 GMT</pubDate>
   </item>
   <item>
    <title>Your Choice Real Estate Services</title>
    <guid>http://www.first-time-home-buyer-solutions.com/your-choice-real-estate-services.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/your-choice-real-estate-services.html</link>
    <description>  Your Choice Real Estate Services has a team of full time dedicated professionals who will advise, direct, guide, and keep you informed through the entire</description>
    <pubDate>Thu, 12 Apr 2012 17:19:01 GMT</pubDate>
   </item>
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    <title>Alaska First Time Home Buyer Grants for Home Buying</title>
    <guid>http://www.first-time-home-buyer-solutions.com/alaska-first-time-home-buyer-grants.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/alaska-first-time-home-buyer-grants.html</link>
    <description>Looking for Alaska First Time Home Buyer Grants? Find lots of free home mortgage grants. The coolest list of first time home buyer grants.</description>
    <pubDate>Mon, 26 Mar 2012 19:42:48 GMT</pubDate>
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    <title>Alabama First Time Home Buyer Grants for Home Buying</title>
    <guid>http://www.first-time-home-buyer-solutions.com/alabama-first-time-home-buyer-grants.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/alabama-first-time-home-buyer-grants.html</link>
    <description>Alabama first time home buyer grants may be hard to find, browse this page to find best home mortgage grants in Alabama. Locate the best list of federal housing grants for this state.</description>
    <pubDate>Mon, 26 Mar 2012 19:26:30 GMT</pubDate>
   </item>
   <item>
    <title>Free Real Estate Directory</title>
    <guid>http://www.first-time-home-buyer-solutions.com/Free-Real-Estate-Directory.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/Free-Real-Estate-Directory.html</link>
    <description>This free real estate directory is open to those who specialize in working with first time home buyers. Real estate agents who want a web page here on our highly trafficed site will love this!</description>
    <pubDate>Mon, 19 Mar 2012 16:34:51 GMT</pubDate>
   </item>
   <item>
    <title>VA Eligibility Requirements -  VA Loan Eligibility for Home Purchase</title>
    <guid>http://www.first-time-home-buyer-solutions.com/va-eligibility-requirements.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/va-eligibility-requirements.html</link>
    <description>What are the VA eligibility requirements for home buyers seeking a VA home loan?  Discover the most information on who is eligible for a VA house loan.</description>
    <pubDate>Tue, 07 Feb 2012 21:00:58 GMT</pubDate>
   </item>
   <item>
    <title>VA Eligibility</title>
    <guid>http://www.first-time-home-buyer-solutions.com/va-eligibility.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/va-eligibility.html</link>
    <description>In about 1984 I had a VA loan but lost that house to bank auction due to layoff from work. The new buyer paid to the bank an amount roughly equal to my</description>
    <pubDate>Tue, 07 Feb 2012 19:13:40 GMT</pubDate>
   </item>
   <item>
    <title>Questions and Answers for VA Loans - House Loan Eligibility Questions</title>
    <guid>http://www.first-time-home-buyer-solutions.com/questions-and-answers-for-va-loans.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/questions-and-answers-for-va-loans.html</link>
    <description>Are you seeking VA loan information for your first house?  Check out these cool eligibility questions and answers for VA loans.</description>
    <pubDate>Mon, 06 Feb 2012 20:13:25 GMT</pubDate>
   </item>
   <item>
    <title>Mortgage Loan Nightmares</title>
    <guid>http://www.first-time-home-buyer-solutions.com/mortgage-loan-nightmares.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/mortgage-loan-nightmares.html</link>
    <description>I am a 29 year old California native and am interested in buying a home.   Here's my situation; The only job I have had in the last five years is working</description>
    <pubDate>Wed, 01 Feb 2012 01:17:26 GMT</pubDate>
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   <item>
    <title>FHA Escrow Refund and Mortgage Escrow</title>
    <guid>http://www.first-time-home-buyer-solutions.com/fha-escrow-refund.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/fha-escrow-refund.html</link>
    <description>Have you sold your home and paid off the FHA mortgage loan?  Then you may have an FHA Escrow Refund coming.  Find cool information on how you can get your refund.  </description>
    <pubDate>Wed, 04 Jan 2012 21:05:11 GMT</pubDate>
   </item>
   <item>
    <title>FHA Streamline Refinance Loan</title>
    <guid>http://www.first-time-home-buyer-solutions.com/streamline-refinance.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/streamline-refinance.html</link>
    <description>What is a FHA Streamline Refinance Loan?  This is a special refinancing program that cuts down on the amount of paperwork required of homeowners to refinance.</description>
    <pubDate>Wed, 04 Jan 2012 20:36:00 GMT</pubDate>
   </item>
   <item>
    <title>FHA Reverse Mortgage - HUD Program</title>
    <guid>http://www.first-time-home-buyer-solutions.com/reverse-mortgage.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/reverse-mortgage.html</link>
    <description>How can a reverse mortgage benefit me? Find out how the HUD program works. This is the coolest of the FHA home mortgages for homeowners that are 62 and older who want to use the equity in their home.</description>
    <pubDate>Wed, 04 Jan 2012 19:11:57 GMT</pubDate>
   </item>
   <item>
    <title>FHA Mortgage Insurance Costs - Premium</title>
    <guid>http://www.first-time-home-buyer-solutions.com/fha-mortgage-insurance-costs.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/fha-mortgage-insurance-costs.html</link>
    <description>What are the FHA mortgage insurance costs?  Zero in on what those costs are and the advantages of FHA PMI.</description>
    <pubDate>Wed, 04 Jan 2012 17:56:43 GMT</pubDate>
   </item>
   <item>
    <title>FHA Closing Costs for Home Loan</title>
    <guid>http://www.first-time-home-buyer-solutions.com/fha-closing-costs.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/fha-closing-costs.html</link>
    <description>What are FHA closing costs?  One of the unique things about these closing costs is it can be financed into your FHA loan so you can have very little upfront cost.</description>
    <pubDate>Mon, 02 Jan 2012 20:02:51 GMT</pubDate>
   </item>
   <item>
    <title>First Time Home Buyer Programs Abound, Which Loan Types are Best?</title>
    <guid>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-programs.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-programs.html</link>
    <description>Locate the best first time home buyer programs. Home buying is a big decision so we want to learn all we can about home mortgages before selecting our first time home loan.</description>
    <pubDate>Mon, 02 Jan 2012 18:40:35 GMT</pubDate>
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    <title>Buyer Assistance Program for Down Payment</title>
    <guid>http://www.first-time-home-buyer-solutions.com/buyer-assistance-program.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/buyer-assistance-program.html</link>
    <description>Is there a buyer assistance program to help with the down payment? Most of these programs are not longer available. Learn where to zero in on some cool alternative first time buyers programs. </description>
    <pubDate>Mon, 02 Jan 2012 18:36:11 GMT</pubDate>
   </item>
   <item>
    <title>Oregon First Time Home Buyer Grants</title>
    <guid>http://www.first-time-home-buyer-solutions.com/oregon-first-time-home-buyer-grants.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/oregon-first-time-home-buyer-grants.html</link>
    <description>Looking for Oregon first time home buyer grants?  Here is the best list of home buying grants in Orgegon. Find a list of other home mortgage grants too.</description>
    <pubDate>Thu, 22 Dec 2011 21:44:20 GMT</pubDate>
   </item>
   <item>
    <title>FHA Property Improvement Loan</title>
    <guid>http://www.first-time-home-buyer-solutions.com/fha-property-improvement-loan.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/fha-property-improvement-loan.html</link>
    <description>Just wanted to let you all know, I just updated a page on the FHA Property Improvement Loan.

Did you know that FHA will guarantee a loan so you can make major improvements on your home?  It's called a Title 1 loan and there are lenders in your area the are approved by HUD to make this available.

The problem has always been finding the lender.  So I provided a link to the HUD website so you can search for them.

You can borrow up to $25,000 to make improvements to your single family dwelling.  Need a garage?  Check this page out!</description>
    <pubDate>Thu, 22 Dec 2011 21:25:36 GMT</pubDate>
   </item>
   <item>
    <title>FHA Property Improvement Loan - Cool Home Improvement Loan Program</title>
    <guid>http://www.first-time-home-buyer-solutions.com/fha-property-improvement-loan.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/fha-property-improvement-loan.html</link>
    <description>The FHA Property Improvement Loan or better known as the Title 1 Loan is one of the best home improvement loans out there. Discover how this program when used with FHA home loans can work for you.</description>
    <pubDate>Thu, 22 Dec 2011 20:27:47 GMT</pubDate>
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   <item>
    <title>FHA Rehab Mortgage Program</title>
    <guid>http://www.first-time-home-buyer-solutions.com/fha-rehab-mortgage-program.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/fha-rehab-mortgage-program.html</link>
    <description>In today's market many first time home buyers want to buy a foreclosed home. 

The only problem with that is the cost of buying the home, paying for the repairs and getting the down payment money together.

The FHA Rehab Mortgage Program is a great loan product that can help you meet these goals and requirements.

You can buy a house with this loan, make the needed repairs before moving in and use grants to help you with the down payment.

This does require some hard work on the part of the home buyer, but it is well worth it. 

Way to many people do not know about this program, read this page and learn how to use it for yourself.</description>
    <pubDate>Wed, 21 Dec 2011 23:27:24 GMT</pubDate>
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   <item>
    <title>First Time Home Buyer Checklist</title>
    <guid>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-checklist.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-checklist.html</link>
    <description>A quick and easy first time home buyer checklist to help you in buying first home. It helps you understand the home buying process. </description>
    <pubDate>Wed, 21 Dec 2011 22:40:21 GMT</pubDate>
   </item>
   <item>
    <title>First Time Home Buyer Qualifications</title>
    <guid>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-qualifications.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-qualifications.html</link>
    <description>Find the coolest list of first time home buyer qualifications. Meeting these will help you locate the home mortgage rate that is best for your first home fixed rate mortgage.</description>
    <pubDate>Wed, 21 Dec 2011 22:28:02 GMT</pubDate>
   </item>
   <item>
    <title>Mortgage Closing Cost - Home Closing Costs</title>
    <guid>http://www.first-time-home-buyer-solutions.com/mortgage-closing-cost.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/mortgage-closing-cost.html</link>
    <description>Mortgage closing cost can become very confusing. With many claiming no closing cost mortgage you need to know the truth. Understand exactly what  closing costs include and more. Avoid the scams.</description>
    <pubDate>Wed, 21 Dec 2011 22:24:18 GMT</pubDate>
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   <item>
    <title>First Time Home Buyer Loans for New Home</title>
    <guid>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-loans.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/first-time-home-buyer-loans.html</link>
    <description>Discover the best first time home buyer loans out there. Everyone at some time in their life investigates buying a house. Learn about the various mortgages for first time home buyers.</description>
    <pubDate>Wed, 21 Dec 2011 22:20:15 GMT</pubDate>
   </item>
   <item>
    <title>Mortgage Calculators for First Time Home Buyers</title>
    <guid>http://www.first-time-home-buyer-solutions.com/mortgage-calculators.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/mortgage-calculators.html</link>
    <description>Mortgage Calculators can help you when deciding on how much home you can afford.  Discover the coolest group of home mortgage calculators to help you make various informed decisions.</description>
    <pubDate>Wed, 21 Dec 2011 22:18:28 GMT</pubDate>
   </item>
   <item>
    <title>Best FHA Home Loans - Mortgage Loans Found Here</title>
    <guid>http://www.first-time-home-buyer-solutions.com/best-fha-home-loans.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/best-fha-home-loans.html</link>
    <description>The best FHA home loans.  Use information on this page to zero in on government home loans. Discover the coolest information on a fha home loan for the first time home buyer.</description>
    <pubDate>Wed, 21 Dec 2011 22:14:15 GMT</pubDate>
   </item>
   <item>
    <title>VA Loan Purpose for Veteran Home Loans</title>
    <guid>http://www.first-time-home-buyer-solutions.com/va-loan-purpose.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/va-loan-purpose.html</link>
    <description>What is the VA loan purpose?  Learn what things you can use the VA home loan program for. Zero in on the VA guidelines for your first home.</description>
    <pubDate>Wed, 21 Dec 2011 21:27:36 GMT</pubDate>
   </item>
   <item>
    <title>Financing Benefits of VA Mortgage Loans</title>
    <guid>http://www.first-time-home-buyer-solutions.com/financing-benefits.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/financing-benefits.html</link>
    <description>What are the financing benefits of a VA home loan program? Find the coolest information on these VA benefits for buyig a home.</description>
    <pubDate>Wed, 21 Dec 2011 20:17:34 GMT</pubDate>
   </item>
   <item>
    <title>FHA Outlying Area Program - Good First Time Mortgage - Section 203(i)</title>
    <guid>http://www.first-time-home-buyer-solutions.com/fha-outlying-area-program.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/fha-outlying-area-program.html</link>
    <description>How can the FHA Outlying Area Program Section 203(i) be used? Understand the requirements of these FHA mortgage loans and how it may be the best mortgage for you.</description>
    <pubDate>Wed, 21 Dec 2011 01:36:56 GMT</pubDate>
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   <item>
    <title>Credit Rating - Improve Credit Score Ratings</title>
    <guid>http://www.first-time-home-buyer-solutions.com/credit-rating.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/credit-rating.html</link>
    <description>What is a credit rating and how does it affect your credit report? Find the best information on how to boost this rating and improve your loan options!</description>
    <pubDate>Wed, 21 Dec 2011 01:05:01 GMT</pubDate>
   </item>
   <item>
    <title>What Is The FHA Mortgage Insurance Program All About?</title>
    <guid>http://www.first-time-home-buyer-solutions.com/fha-mortgage-insurance-program.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/fha-mortgage-insurance-program.html</link>
    <description>Over the years, many people have asked me this question. It seems kind of confusing because when you think of insurance in relation to a home most of us may have in mind something like homeowners insurance.

Well, when you understand what FHA Mortgage Insurance is all about, you begin to see why you can embrace it since helps the first time home buyer realize the dream of home ownership when it seems like no one else cares.

This newly updated page will help you gain knowledge on how this works and you also will discover ways to make it work to your advantage.

Enjoy friends!

Jeff Ragan</description>
    <pubDate>Mon, 19 Dec 2011 19:12:29 GMT</pubDate>
   </item>
   <item>
    <title>Credit Problems - Fix or Repair Report</title>
    <guid>http://www.first-time-home-buyer-solutions.com/credit-problems.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/credit-problems.html</link>
    <description>Credit problems are frustrating, learn how to improve them. You'll find the coolest ideas for credit cleanup.</description>
    <pubDate>Fri, 16 Dec 2011 21:30:21 GMT</pubDate>
   </item>
   <item>
    <title>FHA Energy Efficient Mortgage - Do You Know What It Is?</title>
    <guid>http://www.first-time-home-buyer-solutions.com/fha-energy-efficient-mortgage.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/fha-energy-efficient-mortgage.html</link>
    <description>Try to imagine this! HUD wants you to buy a house and they also want to give you money so that you can upgrade it so you can save money on your monthly bills!

Can it get much better than that?  But why would HUD do such a thing? Better yet, how can you get one of these kind of mortgages? Feel free to read our newly updated page on this little know mortgage product.</description>
    <pubDate>Fri, 16 Dec 2011 20:57:29 GMT</pubDate>
   </item>
   <item>
    <title>Apply Online for Mortgage Loan - Your Fast Online Mortgage Source </title>
    <guid>http://www.first-time-home-buyer-solutions.com/apply-online-for-mortgage-loan.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/apply-online-for-mortgage-loan.html</link>
    <description>Find fastest way to apply online for mortgage loan today! This cool resource can save you money by comparing rates with several lenders.</description>
    <pubDate>Thu, 15 Dec 2011 21:29:55 GMT</pubDate>
   </item>
   <item>
    <title>VA Certificate of Eligibility for VA Home Loan Program</title>
    <guid>http://www.first-time-home-buyer-solutions.com/va-certificate-of-eligibility.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/va-certificate-of-eligibility.html</link>
    <description>How can I obtain a VA Certificate of Eligibility?  This page discusses how home buyers can obtain this certificate plus understand the advantages of doing so.</description>
    <pubDate>Thu, 15 Dec 2011 20:58:19 GMT</pubDate>
   </item>
   <item>
    <title>Average Closing Costs for Home Loan</title>
    <guid>http://www.first-time-home-buyer-solutions.com/average-closing-costs.html</guid>
    <link>http://www.first-time-home-buyer-solutions.com/average-closing-costs.html</link>
    <description>Understanding average closing costs will benefit you in preparing to buy a home. There are various loan closing fees. Be prepared by knowing these basic costs.</description>
    <pubDate>Wed, 14 Dec 2011 20:21:26 GMT</pubDate>
   </item>
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