Are you considering the purchase of a home in Florida? Purchasing a home in any state is an exciting prospect!
Before we get to the topic of first time home buyer grants, I would like to give you some fun facts about your chosen state. (If you are relatively new to Florida, I don't want you to look too much like a tourist!) These facts were obtained from the State of Florida's official website located on the web at http://dhr.dos.state.fl.us.
Florida was acquired from Spain as a U.S. territory in 1821 and was admitted as the 27th state of the United States on March 3, 1845.
If Florida is your choice, read on for information related to the Florida first time home buyer grants program.
To begin with, the State of Florida does offer a Florida first time home buyer grant program for its residents. This is good news because not all states are able to offer assistance to first time home buyers. The state agency which maintains Florida's first time home buyer grant program is Florida Housing and Community Development. Florida offers a number of different types of grants. Whether you qualify or not will depend on the amount of your income. You should visit Florida Housing and Community Development to determine your eligibility.
In addition, the federal government offers grant assistance for first time home buyers in Florida. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program. Their website contains useful information and applications. The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.
Another website I would recommend that you view is Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.
It is important to note that there is a plethora of local first time home buyer grant programs available from specific private organizations in Florida.
Don’t forget the importance of your credit score. Even if you qualify for a grant, you still have to qualify for a loan. See my information on credit repair made easy if you need help.
If you don’t qualify for a grant you may qualify for down payment assistance. They are sometimes easier to obtain.
Lastly, if you would like to leave Florida First Time Home Buyer Grants and return to our First Time Home Buyer Grants main page, click here.
Or return to First Time Home Buyers home page.
Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing.
Click here for additional information on Florida First Time Home Buyer Grants.
This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.
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Happy House Hunting!!
