Free Credit Repair Tips 6 - Limit the Number of Credit InquiriesDiscover with free credit repair tips 6 what you should be careful of when having your credit report pulled to obtain your 3 credit scores. This credit repair tip encourages you to limit the number of credit inquiries on your credit report. This is important since several credit inquiries can lower your credit score. Everyone wants to know your credit worthiness. But by giving permission to pull you credit report to very many you many be hurting your credit. How? There are negative consequences in the form of "inquiries" or a "mark" against your credit when you have many credit inquiries. 
So do not give yourself a credit headache by giving permission too many times. Otherwise you will need a credit ice pack to cool that credit headache that formed!So when a car dealer, mortgage lender, credit card company, or any other type of creditor pulls your credit report, it counts against you as a credit inquiry. At present, these inquiries stay on your credit for two years and are difficult to get removed. For example, I ran a report for an individual and found he had over 100 inquiries within a one-month period. Because of this, his credit score was so low he could not qualify for a mortgage. This emphasizes the importance of not having to many inquiries, especially if you are using the Internet. When applying for a mortgage refinance or new home loan, you can apply for up to six home loans in a 30-day period before your score changes. Good idea not to apply everywhere at once online. Guard the number of inquiries you allow on your report. Just to be safe, if you are curious about your credit reports always pull your 3 credit scores yourself. If you find several hard inquiries on your report and you didn't authorize them, send a letter to the credit bureau involved to remove. Remember you can pull your own credit report for free once a year from each of the three credit bureaus. Use free credit repair tips 6 to educate yourself on the consequences of too many credit inquiries. Now you know what to do if you find too many hard credit inquiries on your credit report. Proceed to free credit repair tips #7 next. Leave Free Credit Repair Tips 6 and return to our Credit Repair Tips main page.
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