by Jeff Ragan
Many want free government grant money to buy a home. Learn how to apply for these government grants and where to look for home buying grants.
Did you know that there is actually grant money that you can use to buy a home? These are first time home buyer grants. The beauty of government grants is that they are all F-R-E-E money!
There is government grant money falling from the sky!! You just need to catch it.
The catch to free government grant money is that you need to apply for them and you are competing for limited money against others who are also applying for them. The good news about first time home buyer grants, however, is that there are a lot of different ones, based on the state. They are also not like a loan because you never pay this money back and there is no interest placed on it.
States offer these first time home buyer grants because they want people to be able to afford to buy up properties in their borders. This means for them that they have more productive and law-abiding people making their state a good place to live. This in turn attracts more businesses, and all of this gets the state more tax revenues.
Many of these state grants set aside to help you buy a home are worth thousands of dollars. So it is well worth your time to look up what grants like these are available in the state where you want to purchase a home.
The Homes and Communities program of the United States Department of Housing and Urban Development (HUD) also provides first time home buyer grants. These are, clearly, federal government grants and so you can apply for them beyond state grants no matter what state you want to purchase your home in. However, local market conditions could influence how much you get and if you qualify.
The trick to being able to get one of these free government grant money from either the state or the federal government is writing an outstanding government grant application letter. Again--you will face heavy competition for these grants. Therefore, you are going to need to prove to a bureaucrat that you currently need this money and deserve this money more than everyone else applying at this time for this particular grant.
The bureaucrat may be a decent person, but he/she will not know you from Adam and Eve. It is his/her job to spend the government's money (which is really the public's money received from taxes) with as much thrift as possible and to not have a bleeding heart for you. So the way that you make your case for needing and deserving the grant means everything.
Due to this fact about the process of getting free government grant money, many people these days turn to hiring a professional grant writer.
This professional is experienced with writing successful application letters for first time home buyer grants and other types of grants. Of course, he/she does not work for free. You want to make sure you can afford him/her and that his/her fee would not be more than the grant money itself!
You can research these professional government grant writers online. However, if you feel that you would like to try it yourself and save money you can also obtain a grant writing kit. Or some guide books that show you exactly what government grants to apply for.
Go to First Time Home Buyer Grants State Lists to see what is available in your state.
Keep in mind not every state offers first time home buyer grants. And some states offer more free government grant money for home buyers than others do. Not every state's government thinks it is worthwhile to offer these grants.
If you are looking to purchase a home in a state that offers no such grant program, see if you can get one from the Homes and Communities program of HUD.
Remember, you do need to have a strong case for needing one of the home buying grants no matter where you apply. So get started right away and soon you will be buying that awesome house!
Go to House Buyer Solutions Home Page.