Have a Question on the Home Buying Process, Credit, or a Loan Product?
Have a question on buying a home, credit problems, a loan, or mortgage? Find the best first time home buyer questions and answers here.
Feel free to ask an expert so you can understand the mortgage and home buying process before you make a financial commitment.
Many people have come to me frustrated because their loan officer or agent many not be returning their calls to answer a question for them. Just like you, all they wanted was to understand the process.
Do you have a concern that needs a quick answer?? Feel free to ask your question here by submitting it in the box below.
Want to see what others have asked already? Click here.
As a First Time Home Buyer you need reliable information. No question is silly or not important. You need to understand the mortgage and home buying process and I want to help you do that. I’ll answer your question online so others can enjoy the benefits of the help I give you.
There are three areas on this page.
First, you can use the search box to find answers to any questions you might have.
Second, you'll find the form where you can ask your own question.
Finally, you'll see a full list of other questions and answers.
Search for an answer to your question here.....
If you do not see your question asked, go ahead and fire away!!
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Ask Your Home Buying Questions Here
We welcome your questions. Please be as detailed as possible so we can give you a good answer.
Keep in mind this is an open forum and others will see your questions and our answers.
All questions are personally reviewed and posted just below. The link will open your own page with an answer.
Cannot find the correct contact to find out what needs to be done to have this document ...
Why do escrow payments change so much?
We purchased our first home about half a year ago. My husband and I obtained financing, and our payments were estimated to be a certain amount, including ...
Nice question here. Sadly, the lowest credit score lenders ...
Loan Approval
Getting a loan approval is difficult when you are self-employed.
Last October, my wife began her independent consulting business and it has been a tremendous ...
Getting a low mortgage payment.
This is my first home and I am really scared I will not be able to afford it. What can I do to be sure I am getting a low payment?
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Denelle;...
Federal and State Grants For First Time Home Buyers
I checked your website and then looked up for the federal and state grant for the down payment and most of it said out of funds. So in this case what should ...
VA loan on a condo
Can I use my VA loan on a condo that has 49% owner occupied. The Condo is in Aurora Co at 4351 S Andes Way. I think it is Lakepoint condos. The seller ...
Down Payment Assistance Programs.
Would like to know about all down payment assistance programs, grants, etc. I would also like to know if there are special grants for seniors.
Question about interest rates
My girlfriend and I are considering buying our first home. Neither of us have stellar credit, but we both have reasonable incomes ($40k each) and are ...
What is an appraisal?
I am looking into buying a home and using the first time home credit.
What is an appraisal and why do I need to have one?
What can I do this late?
When we applied for our mortgage we jumped through the hoops all home buyers do. We went through a mortgage broker and met with 3 different people in the ...
Qualifying for a Home Loan
My husband and I have recently started working at new jobs that pay very well. We want to buy a house soon. However, our credit needs some repairing.
I have worked in a company for less than a year but I worked for a year in another company and also have a part time job.
My credit score ...
FHA Questions
I have never owned a home but want to. I live with my girlfriend who owns a home. We want to sell and buy using me as a first time home owner but having ...
I was a USDA Food Inspector for 25 years and was on the job at the time a drunk lady hit me head on. It ended my career. Because I was no longer ...
Finding a Trustworthy Home Inspector
I'd like to know the best way to find a trustworthy home inspector. For example, in a past purchase the inspector was provided to me by the real estate ...
What are Mortgage Points?
Even though this has been a poor time for homeowners, it has been a good time for me personally. I know that this is a good time to purchase a home because ...
What is needed in order to buy this house?
My spouse and I are looking to buy a foreclosed home with 4 bedrooms and 2 baths. We currently rent and have not owned a home before.
Contingencies
My husband and I are in the process of buying a house for the first time and I’m not really sure how contingencies work.
From what I understand, they ...
How can you be sure the house isn't falling apart?
Hello, I’m a first time home buyer and have some major concerns. I want to buy a home but since I have never owned one before, I’m afraid of buying a ...
What are your tips for a first time home buyer?
I'm a recent college grad and I'm looking to buy my first home. I'd like to buy a house and not rent an apartment because I like the fact that paying ...
Explain title insurance and title opinions
My wife and I are planning to buy a house in the near future and I have been doing some research to find out the costs involved besides buying the property ...
My Credit Score
My husband and I have a combined credit score of 597. Is it even worth applying for a loan or should we work on our credit for a couple more years and ...
Bankrupt question
I have found a house I really would like to buy but its out of my price range. My unmarried daughter said she loved it also and would love for us to move ...
Tax Rebate Program Question
We have recently been looking for a home to take advantage of the current low interest rates.
We have heard that the government sponsored tax rebate ...
