How do I remove paid off collections from my credit report?

by Christine H.
(Hudson Indiana)

I have paid off two bills that were on my credit report. How do I get them off my credit report? I have letters stating they are paid off.

=====ANSWERS=====

Hello Christine;

Thank you kindly for stopping by my website and asking your questions.

I will do my best to answer them for you.

First of all, congratulations for getting your debts paid off. It should not be that hard to get the collections removed if you have proof of payment as you say that you do.

You need to write a dispute letter and send it along with your proof of payment to all 3 credit bureaus.

Also you may want to get a copy of your report with the credit scores.

Use the links I'm providing you here in this answer for further information. I have an entire section of this website devoted to credit repair.

You can do it yourself or use a reputable credit repair agency. If you want lots of credit repair tips click here.

I'm confident that if you work at this you can do this yourself. However if you feel it is more than what you can handle, I know you will find good suggestions and credit repair companies on the other pages you find using these links.

My thinking is, if you just do not want to write all the letters, and try and deal with the credit bureaus yourself (they are kind of difficult) you could use Lexington Law Credit Repair since they seem to be the most reputable company online.

Just try to push them to get it done right away and then discontinue the service since it is a monthly charge.

I hope you find this post helpful. If you do, please pay it forward and "Like" us in FaceBook and gives us a shout out in Twitter. Just log into your accounts and use the links just below.

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I wish you the best.

Kind Regards,

Jeffrey Ragan