Louisiana First Time Home Buyer Grants

Louisiana first time home buyer grants may seem like a ball of yarn which needs to be unraveled. Unravel the secrets of first time home buyer grants Louisiana! The most home mortgage grants here.

So, you are considering the purchase of a home in Louisiana. Purchasing a home in any state is an exciting prospect!

Finding home mortgage grants feels as wonderful and receiving a money house!

Before we get to the topic of Louisiana first time home buyer grants, I would like to give you some fun facts about your chosen state. (If you are relatively new to Louisiana, I don't want you to look too much like a tourist!) These facts were obtained from the official State of Louisiana website.

• Louisiana's state capitol is the tallest state capitol in the United States, being 450 feet tall with 34 floors. "The architects used symbolism throughout the design of the building. As the square tower rises it is cut away to an octagon at the 22nd floor. At this point four allegorical winged figures guard the corners and they represent Law, Science, Philosophy and Art."

• The state wildflower of Louisiana is the Louisiana Iris. "Although it is adaptable to all climates, it is seen growing wild mainly in damp, marshy locations in Louisiana's coastal areas and for perhaps 100 miles inland. This graceful beauty grows to a height of 5 or 6 feet and has a wider color range than any other iris, from pale blue to deep indigo. It became our wildflower in 1990."

• The official state flag of Louisiana "is that flag now in general use, consisting of a solid blue field with the coat-of-arms of the state, the pelican feeding its young, in white in the center, with a ribbon beneath, also in white, containing in blue the motto of the state, 'Union, Justice and Confidence'. It was adopted by an Act of the Legislature in 1912."

• Louisiana's State Pledge of Allegiance reads as follows:

  "I pledge allegiance to the flag of the state of Louisiana and to the motto for which it stands: A state, under God, united in purpose and ideals, confident that justice shall prevail for all of those abiding here."

• The Catahoula Leopard dog is the official state dog. The Catahoula is the only breed native to Louisiana and was designated the state dog in 1979. "This hound is a cross of a domestic dog the Indians of the Catahoula Lake region raised and a Spanish "war dog" that came through the area in the early 1500s.

  The dog has glassy eyes, webbed feet, and spotted coat and is gentle with children, loyal to family, and aggressive to strangers, making it a good pet and guard dog. As a hunting dog, the animal is diligent, dependable, efficient and especially good at tracking deer, coons and squirrels."

First Time Home Buyer Grants Louisiana

To begin with, unfortunately, the State of Louisiana does not offer a Louisiana first time home buyer grant program for its residents.

Other Home Mortgage Grants

However, the good news is that the federal government does offer grant assistance for first time home buyers in Louisiana. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program.

Their website contains useful information and applications. The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.

Another website I would recommend that you view is Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.

It is important to note that there are several local first time home buyer grant programs available from specific private organizations in Louisiana.

Don’t forget the importance of your credit score. Even if you qualify for Louisiana first time home buyer grants, you still have to qualify for a loan. See my information on credit repair made easy if you need help.

If you don’t qualify for a grant you may qualify for down payment assistance. They are sometimes easier to obtain.

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