Maine First Time Home Buyer Grants

Are you considering the purchase of a home in Maine? Purchasing a home in any state is an exciting prospect!

How much fund it would be receiving home mortgage grants as a package gift wrapped with money.

Before we get to the topic of Maine first time home buyer grants, I would like to give you some fun facts about your chosen state. (If you are relatively new to Maine, I don't want you to look too much like a tourist!) These facts were obtained from the State of Maine's official website.

• Maine attained its statehood as the 23rd state on March 15, 1820.

• Maine has 6,000 lakes and ponds and 17 million acres of forest land.

• Portland is the largest city in Maine and Augusta is the state capitol.

• The state cat of Maine is the Maine Coon Cat and the state animal is the moose.

• Some famous people who are from Maine are George Bush (political figure), Edward Muskie (political figure), Henry Wadsworth Longfellow (arts & literature), Stephen King (arts & literature), Harriet Beecher Stowe (arts & literature), E.B. White (arts & literature), Andrew Wyeth (arts & literature), Linda Lavin (entertainment), L.L. Bean (entrepreneurs), and Milton Bradley (entrepreneurs).

If Maine is your choice, read on for information related to the Maine first time home buyer grants program.

First Time Home Buyer Grants Maine

To begin with, the State of Maine does offer a Maine first time home buyer grant program for its residents. This is good news because not all states are able to offer assistance to first time home buyers. The state agency which maintains Maine's first time home buyer grant program is the Maine State Housing Authority. Maine offers one type of grant.

This grant is called the "Maine Assist". You may be eligible to receive up to $5,000 to assist with your down payment and closing costs. You should visit the Maine State Housing Authority to determine your eligibility.

Other Home Mortgage Grants

In addition, the federal government offers grant assistance for first time home buyers in Maine. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program.

Their website contains useful information and applications. The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.

Another website I would recommend that you view is Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.

Don’t forget the importance of your credit score. Even if you qualify for a grant, you still have to qualify for a loan. See my information on credit repair made easy if you need help.

If you don’t qualify for a grant you may qualify for down payment assistance. They are sometimes easier to obtain.

Leave Maine First Time Home Buyer Grants and return to First Time Home Buyer Grants State Lists main page.

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Happy House Hunting!!

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