What is a "Middle Score"? How do lenders use this?Mortgage lenders pull credit reports from all three bureaus, Equifax, Experian and TransUnion. They then look at the "middle score." For instance, when my husband had a client who was buying a four-unit, he had a 580 with TransUnion, a 622 with Equifax and a 634 with Experian, thus the middle score was 622. Mortgage lenders use the middle score to determine your creditworthiness. |