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What is a "Middle Score"? How do lenders use this?
What is a "Middle Score"?
Mortgage lenders pull credit reports from all three bureaus, Equifax, Experian and TransUnion. They then look at the "middle score." For instance, when my husband had a client who was buying a four-unit, he had a 580 with TransUnion, a 622 with Equifax and a 634 with Experian, thus the middle score was 622.
Mortgage lenders use the
middle score to determine your creditworthiness.
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