Are you looking for a home in Mississippi? Buying a home in
any state is a wonderful step in the right direction! Although very exciting, it can also be overwhelming!
Before we get to the topic of first time home buyer grants, I would like to give
you some fun facts about your chosen state. (If you are relatively new to
Mississippi, I don't want you to look too much like a tourist!) Visit the State of Mississippi's official website. if you wish to find more information about the state.
The state shell is the oyster shell.
Sounds like a good place to settle down! (Especially the fishing part!)
But most of you are probably already residents in Mississippi and are familiar with the state. So read on for information related to Mississippi first time home buyer grants program.
State of Mississippi Grants
The State of Mississippi does offer a Mississippi first time home
buyer grants program for its residents. This is good news because not all states
are able to offer assistance to first time home buyers. Mississippi currently
offers one type of grant. This state provides free money for its residents that need help with the down payment and closing costs on their first home. The funds are state grants. This is quite an opportunity for Mississippi residents so don’t pass it up! So take the time to educate yourself on this grant. The state agency that
maintains Mississippi's first time home buyer grants program is the Mississippi Home Corporation. The grant is called the "Down Payment Assistance
Program" and can provide up to three percent (3%) of the amount of the
mortgage. For more information, you should visit the Mississippi Down Payment Assistance Program website.
Federal Grants
In addition, the federal government offers grant assistance for first time home
buyers in Mississippi. This program is maintained by the United States
Department of Housing and Urban Development and is called the Homes and
Communities program. Their website contains useful information and
applications. The website for the grant program maintained by the United States
Department of Housing and Urban Development can be visited by using this link, HUD Grant Information..
Another website I would recommend that you view is Government Grants. This website offers a list of all federal government grant programs. It would be a
good idea to take some time and browse through this site to see what it offers and the qualifications
for application.
Obtaining a grant is very time consuming, so be sure to allow yourself plenty of time for the whole process.
Don’t forget the importance of your credit score. Even if you qualify for Mississippi first time home buyer grants, you still have to qualify for a loan. See my information on credit repair made easy if you need help.
If you don’t qualify for a grant you may qualify for down payment assistance. They are sometimes easier to obtain.
Lastly, if you would like to leave Mississippi First Time Home Buyer Grants and return to our First Time Home Buyer Grants main page, click here.
Or return to First Time Home Buyers home page..
Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing.
Click her for additional information on Mississippi First Time Home Buyer Grants.
This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.
Please tell others about this FREE information. Everybody else on the web charges for this kind of stuff!!
Also, feel free to visit any our sponsors by clicking on the links you find that interest you most.
Happy House Hunting!!
