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Mississippi First Time Home Buyer Grants

Are you looking for a home in Mississippi? Buying a home in any state is a wonderful step in the right direction! Although very exciting, it can also be overwhelming!
However, don't let yourself become discouraged with the process. It is my plan to give you some useful information in this article about first time home buyer grants that will help you if your looking for some money for your down payment.

Before we get to the topic of first time home buyer grants, I would like to give you some fun facts about your chosen state. (If you are relatively new to Mississippi, I don't want you to look too much like a tourist!) Visit the State of Mississippi's official website. if you wish to find more information about the state.

"Mississippi is named for the Mississippi River which forms its western boundary and empties into the Gulf of Mexico. The name roughly translated from Native American folklore means 'Father of Waters.' The translation comes from the Chippewa words 'mici zibi' meaning 'great river' or 'gathering in of all the waters' and the Algonquin word 'Messipi'."

Mississippi was organized as a territory in 1798. On December 10, 1817, Mississippi joined the Union as the 20th state.

The "magnolia" is both the state flower and the state tree.

In 1974, the Wood Duck was designated the state waterfowl. Likewise, in 1974, the Largemouth or Black Bass was designated as the state fish. (Even better, you can call 1-800-ASK-FISH for weekly fishing reports!)

The state shell is the oyster shell.

Sounds like a good place to settle down! (Especially the fishing part!)

But most of you are probably already residents in Mississippi and are familiar with the state. So read on for information related to Mississippi first time home buyer grants program.

State of Mississippi Grants

The State of Mississippi does offer a Mississippi first time home buyer grants program for its residents. This is good news because not all states are able to offer assistance to first time home buyers. Mississippi currently offers one type of grant. This state provides free money for its residents that need help with the down payment and closing costs on their first home. The funds are state grants. This is quite an opportunity for Mississippi residents so don�t pass it up! So take the time to educate yourself on this grant. The state agency that maintains Mississippi's first time home buyer grants program is the Mississippi Home Corporation. The grant is called the "Down Payment Assistance Program" and can provide up to three percent (3%) of the amount of the mortgage. For more information, you should visit the Mississippi Down Payment Assistance Program website.

Federal Grants

In addition, the federal government offers grant assistance for first time home buyers in Mississippi. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program. Their website contains useful information and applications. The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information..

Another website I would recommend that you view is Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.

Obtaining a grant is very time consuming, so be sure to allow yourself plenty of time for the whole process.

Don�t forget the importance of your credit score. Even if you qualify for Mississippi first time home buyer grants, you still have to qualify for a loan. See my information on credit repair made easy if you need help.

If you don�t qualify for a grant you may qualify for down payment assistance. They are sometimes easier to obtain.

Lastly, if you would like to leave Mississippi First Time Home Buyer Grants and return to our First Time Home Buyer Grants main page, click here.

Or return to First Time Home Buyers home page..

Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing. Click her for additional information on Mississippi First Time Home Buyer Grants. This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.

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Happy House Hunting!!