You are ready to buy that first home in Missouri? That is wonderful and a great financial step in the right direction! Buying that first home is an awesome experience but it can also be very exhausting!
Before we get to the topic of Missouri first time home buyer grants, I would
like to give you some fun facts about your chosen state. (If you are relatively
new to Missouri, I don't want you to look too much like a tourist!) These facts
were obtained from the State of Missouri’s official website.
"The fiddle was named the state musical instrument of Missouri on July
17, 1987. In the late 1700s, the fiddle was the only source of music in many
towns. The fiddle can also be called a violin. The name used depends on the
type of music that is played."
Sounds like a good place to put down some roots!
Although most of you were probably born and raised in Missouri and already know about your state, so read on for information related to the Missouri first time home buyer grants program.
Missouri State Grants
The State of Missouri does offer a Missouri first time home buyer
grant program for its residents. This is good news because not all states are
able to offer assistance to first time home buyers. The state agency which
maintains Missouri's first time home buyer grant program is the Missouri Housing
Development Commission. Missouri currently offers one type of grant. This
grant is called the "First Place Loan Program". This grant can provide cash
assistance of up to three percent (3%). For more information, you should visit Missouri Housing Development Commission website.
Keep in mind that the grant process can be very time consuming, so be patient and allow yourself plenty of time to complete the process.
Federal Grants
In addition, the federal government offers grant assistance for first time home
buyers in Mississippi. This program is maintained by the United States
Department of Housing and Urban Development and is called the Homes and
Communities program. Their website contains useful information and
applications. The website for the grant program maintained by the United States
Department of Housing and Urban Development can be visited by using this link, HUD Grant Information..
Another website I would recommend that you view is Government Grants. This website offers a list of all federal government grant programs. It would be a
good idea to take some time and browse through this site to see what it offers and the qualifications
for application.
Don’t forget the importance of your credit score. Even if you qualify for a grant, you still have to qualify for a loan. See my information on credit repair made easy if you need help.
If you don’t qualify for a grant you may qualify for down payment assistance. They are sometimes easier to obtain.
Lastly, if you would like to leave Missouri First Time Home Buyer Grants and return to our First Time Home Buyer Grants main page, click here.
Or return to First Time Home Buyers home page..
Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing.
Click here for additional information on Missouri First Time Home Buyer Grants.
This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.
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Happy House Hunting!!
