New Jersey First Time Home Buyer Grants

Are you considering the purchase of a home in New Jersey? Purchasing a home in any state is an exciting prospect!

Exciting and sometimes daunting! However, don't let yourself become overwhelmed with the process. It is my plan to give you some useful information in this article about first time home buyer grants which will help in this exciting adventure.

Home mortgage grants is like receiving a package wrapped in money.

Before we get to the topic of New Jersey first time home buyer grants, I would like to give you some fun facts about your chosen state. (If you are relatively new to New Jersey, I don't want you to look too much like a tourist!) These facts were obtained from the State of New Jersey's official website.

• "A national monument of New Jersey and New York, the Statue of Liberty is arguably America's greatest symbol of freedom and opportunity. Located on Liberty Island in New York Harbor, the Statue commemorates the friendship between the United States and France that began during the American Revolution. Her official name is "Liberty Enlightening the World."

  The statue, also known as "Lady Liberty", has many symbolic features. Her torch represents liberty. In Roman numbers, her tablet reads "July 4, 1776," America's independence day. Her crown has 25 windows, recognizing the gemstones found on the earth and the heaven's rays shining over the world. The rays of her crown symbolize the seven continents and seven seas. At her feet are chains, representing the tyranny of colonial rule from which America escaped."

• New Jersey's state flower is the Common Meadow Violet. The Red Oak is New Jersey's state tree, while the Dogwood is New Jersey's state memorial tree.

• New Jersey's state bird is the Eastern Goldfinch.

• The official state animal of New Jersey is the horse.

• "In the summer of 1858, Victorian gentleman and fossil hobbyist William Parker Foulke was vacationing in Haddonfield, New Jersey, when he heard that twenty years previous, workers had found gigantic bones in a local marl pit. Foulke spent the late summer and fall directing a crew of hired diggers shin deep in gray slime.

  Eventually he found the bones of an animal larger than an elephant with structural features of both a lizard and a bird. Foulke had discovered the first nearly-complete skeleton of a dinosaur-an event that would rock the scientific world and forever change our view of natural history."

If New Jersey is your choice, read on for information related to the New Jersey first time home buyer grants program.

First Time Home Buyer Grants New Jersey

To begin with, the State of New Jersey does offer a New Jersey first time home buyer grant program for its residents. This is good news because not all states are able to offer assistance to first time home buyers.

The state agency which maintains New Jersey's first time home buyer grant program is the New Jersey Division of Community Resources. New Jersey offers a "unique" grant. This grant is called "Individual Development Accounts". This grant can provide "up to $4 for every dollar you save towards the down payment for your first home." You should visit this site to determine your eligibility.

Other Home Mortgage Grants

In addition, the federal government offers grant assistance for first time home buyers in New Jersey. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program. Their website contains useful information and applications.

The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.

Another website I would recommend that you view is the Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.

Don't forget the importance of your credit score. Even if you qualify for New Jersey first time home buyer grants, you still have to qualify for a loan. See my information on credit repair made easy if you need help.

If you don't qualify for a grant, you may qualify for down payment assistance. They are sometimes easier to obtain.

Leave New Jersey First Time Home Buyer Grants and return to First Time Home Buyer Grants State Lists main page.

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Click here for additional information on New Jersey First Time Home Buyer Grants. This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.

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Happy House Hunting!!!

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