Are you considering the purchase of a home in North Dakota? Purchasing a home in any state is an exciting prospect! Exciting and sometimes daunting!
Before we get to the topic of first time home buyer grants, I would like to give you some fun facts about your chosen state. (If you are relatively new to North Dakota, I don't want you to look too much like a tourist!) These facts were obtained from the State of North Dakota's official website.
North Dakota's state flag has a dark blue field with a "bald eagle holding an olive branch and a bundle of arrows in its claws".
Sounds like a good place to settle down (and fish!).
If North Dakota is your choice, read on for information related to the North Dakota first time home buyer grants program.
To begin with, the State of North Dakota does offer a North Dakota first time home buyer grant program for its residents. This is good news because not all states are able to offer assistance to first time home buyers. The state agency which maintains North Dakota's first time home buyer grant program is the North Dakota Housing Finance Agency. North Dakota offers one type of grant. This grant is called the "Start Program". Whether you qualify or not will depend on the amount of your income. This grant can provide up to three percent (3%) of the mortgage amount on a first home. You should visit this site to determine your eligibility.
In addition, the federal government offers grant assistance for first time home buyers in North Dakota. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program. Their website contains useful information and applications. The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.
Another website I would recommend that you view is Visit the Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.
Don't forget the importance of your credit score. Even if you qualify for a grant, you still have to qualify for a loan. See my information on credit repair made easy if you need help.
If you don't qualify for a grant you may qualify for down payment assistance. They are sometimes easier to obtain.
Lastly, if you would like to leave North Dakota First Time Home Buyer Grants and return to our First Time Home Buyer Grants main page, click here.
Or return to First Time Home Buyers home page.
Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing.
Click here for additional information on North Dakota First Time Home Buyer Grants.
This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.
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Happy House Hunting!!
