North Dakota
First Time Home Buyer Grants

by Jeff Ragan

Want North Dakota first time home buyer grants? Be sure to look below for a comprehensive list of grants for home buying in North Dakota and any other home mortgage grants available.

Are you considering the purchase of a home in North Dakota? Purchasing a home in any state is an exciting adventure!

But it can be nerve racking as well. However, don't let yourself become overwhelmed with the process. I plan to give you information to help you with this project. Especially the project of raising the necessary down payment.

Receiving any type of grant is like receiving a gift of money in a red bow.

north dakota grants for home buying

Grants for Home Buying in North Dakota

To begin with, the State of North Dakota does offer a North Dakota first time home buyer grant program for its residents. This is good news because not all states are able to offer assistance to first time home buyers.

The state agency which maintains North Dakota's first time home buyer grant program is the North Dakota Housing Finance Agency. North Dakota offers one type of grant. This grant is called the "Start Program."

Whether you qualify or not will depend on the amount of your income. This grant can provide up to three percent (3%) of the mortgage amount on a first home.

They also offer a deferred loan program that is pretty cool. It is called the "Down Payment and Closing Cost Assistance Program." Why do I say its pretty cool? It has zero interest.

Even though you have to pay it back, its no different than borrowing from Mom & Dad. You have to pay them back too and usually they don't charge you interest either.

Both of these programs have limitations and restrictions. So you will have to investigate what these are to see if they will be a good fit for you.

You should visit this site to determine your eligibility.

Federal Home Mortgage Grants

In addition, the federal government offers grant assistance for first time home buyers in North Dakota. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program. Their website contains useful information and applications.

The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.

Additional Home Buying Grants

Another website I would recommend that you view is Visit the Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.

Of course, when you use any of these programs they may take time. So be patient. While you're waiting, start a savings plan. Why? Well if you get turned down, that doesn't end your adventure. You may save enough for a low down payment program. The FHA loan products are a good one for that.

Remember, you want a lender who works with any of these North Dakota first time home buyer grants. Even if you qualify for a grant, you still have to qualify for a home loan. Would you like to see where you stand in this process? , has been very helpful finding the lenders that work with these grant programs.

Leave North Dakota First Time Home Buyer Grants and return to First Time Home Buyer Grants State Lists main page.

Return to First Time Home Buyer Solutions home page.

Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing.

Click here for additional information on North Dakota First Time Home Buyer Grants.

This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.

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Happy House Hunting!

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