Ohio First Time Home Buyer Grants

Finding Ohio first time home buyer grants can be difficult. But look, here is a cool list of available first time home buyer grants Ohio and other home mortgage grants.

Are you considering the purchase of a home in Ohio? Purchasing a home in any state is an exciting prospect!

Received a grant is like receiving a package gift wrapped with money all tied up with a big red bow!

Before we get to the topic of Ohio first time home buyer grants, I would like to give you some fun facts about your chosen state. (If you are relatively new to Ohio, I don't want you to look too much like a tourist!) These facts were obtained from the State of Ohio's official website.

• The state name of "Ohio" derives from the Iroquois word meaning "great river". The state nickname is the Buckeye State.

• The largest county in Ohio is Ashtabula County, with 702.7 sq. miles. The smallest county in Ohio is Lake County, with 232 sq. miles.

• Ohio's top commodities (2005) are soybeans, corn, hay, wheat, oats, potatoes, barley and tobacco.

• "Buckeye Chuck is one of two groundhogs in Ohio known for predicting the arrival of spring. A native of Marion, Ohio, Chuck began predicting spring's arrival in the 1970s.

  From late September until early April, Buckeye Chuck spends his time hibernating. On February 2, against his will, Chuck emerges from his sleep to predict the weather. In 1979, the Ohio legislature made Buckeye Chuck Ohio's official groundhog."

• "During the early 1950s, the Ohio legislature sponsored a contest for selecting a state motto. "With God All Things Are Possible" became Ohio's state motto on October 1, 1959.

  James Mastronardo, a twelve-year-old boy recommended this quotation from the Bible. In 1997, the American Civil Liberties Union filed a suit against Ohio and its state motto, claiming that this phrase from the Bible violated the First Amendment to the United States Constitution, which guarantees religious freedom and a separation of church and state.

  Various federal courts sided with Ohio, allowing the state to retain the motto. Judges ruled that Ohio's motto does not endorse a specific God and, thus, was not a violation of the First Amendment. Ohio is one of five states with the word "God" in their mottos."

If Ohio is your choice, read on for information related to the Ohio first time home buyer grants program.

First Time Home Buyer Grants Ohio

To begin with, the State of Ohio does offer an Ohio first time home buyer grant program for its residents. This is good news because not all states are able to offer assistance to first time home buyers.

The state agency which maintains Ohio's first time home buyer grant program is the Ohio Housing Finance Agency. Ohio has several first time home buyer programs available, depending upon your income, but only one is an actual grant program. You should visit this website to determine your eligibility.

Other Home Mortgage Grants

In addition, the federal government offers grant assistance for first time home buyers in Ohio. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program. Their website contains useful information and applications.

The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.

Another website I would recommend that you view is Visit the Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.

Don't forget the importance of your credit score. Even if you qualify for a grant, you still have to qualify for a loan. See my information on credit repair made easy if you need help.

If you don't qualify for a grant you may qualify for down payment assistance. They are sometimes easier to obtain.

Leave Ohio First Time Home Buyer Grants and return to First Time Home Buyer Grants State List main page.

Return to First Time Home Buyer Solutions home page.

Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing.

This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.

Please tell others about this FREE information. Everybody else on the web charges for this kind of stuff!!

Also, feel free to visit any our sponsors by clicking on the links you find that interest you most.

Happy House Hunting!!