Oregon First Time Home Buyer Grants

Looking for Oregon first time home buyer grants? Here is the best list of first time home buyer grants Oregon. Find a list of other home mortgage grants too.

Are you considering the purchase of a home in Oregon? Purchasing a home in any state is an exciting prospect!

Perhaps by qualifying for a grant you can receive a handful of money.

Before we get to the topic of Oregon first time home buyer grants, I would like to give you some fun facts about your chosen state. (If you are relatively new to Oregon, I don't want you to look too much like a tourist!) These facts were obtained from the State of Oregon's official website.

• Tabitha Moffatt Brown has been designated as the Mother of Oregon. It is said that Ms. Brown "'represents the distinctive pioneer heritage and the charitable and compassionate nature of Oregon's people.' At 66 years of age, she financed her own wagon for the trip from Missouri to Oregon. The boarding school for orphans that she established later became known as Tualatin Academy and eventually was chartered as Pacific University in Forest Grove."

• The state seashell is the Fusitriton oregonensis. This seashell was named after the Oregon Territory. "Commonly called the Oregon hairy triton, the shell is one of the largest found in the state, reaching lengths up to five inches. The shells are found from Alaska to California and wash up on the Oregon coast at high tide."

• The Oregon state flower is the Oregon grape. The Oregon grape "bears dainty yellow flowers in early summer and a dark blue berry that ripens late in the fall. The fruit can be used in cooking."

• The Western Meadowlark is the state bird of Oregon. The Western Meadowlark was chosen as state bird by a poll of Oregon's schoolchildren by the Oregon Audubon Society.

• The Chinook Salmon is the state fish of Oregon. "The Chinook Salmon also known as spring, king and tyee salmon, is the largest of the Pacific salmons and the most highly prized for the fresh fish trade. Declared state fish by the 1961 Legislature, the Chinook Salmon is found from southern California to the Canadian Arctic. Record catches of 53 inches and 126 pounds have been reported."

If Oregon is your choice, read on for information related to the Oregon first time home buyer grants program.

First Time Home Buyer Grants Oregon

To begin with, the State of Oregon does not offer an Oregon first time home buyer grant program for its residents; however, there is one program that is very close. This is good news because not all states are able to offer assistance to first time home buyers.

The state agency which maintains this program for Oregon is Oregon Housing and Community Services and the name of the program is the "Purchase Assistance Loan". Applicants can obtain a $10,000 loan to use toward a down payment and closing costs. This is actually a loan, but carries no payments until the house is sold or title is transferred.

Additionally, this loan has a zero percent interest rate. Basically, you are getting a grant of the interest. You should visit this website to determine your eligibility.

Other Home Mortgage Grants

In addition, the federal government offers Oregon first time home buyer grants assistance. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program.

Their website contains useful information and applications. The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.

Another website I would recommend that you view is Visit the Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.

Don't forget the importance of your credit score. Even if you qualify for a grant, you still have to qualify for a loan. See my information on credit repair made easy if you need help.

If you don't qualify for a grant you may qualify for down payment assistance. They are sometimes easier to obtain.

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