Rhode Island First Time Home Buyer Grants

Searching for Rhode Island first time home buyer grants. Discover a complete list of first time home buyer grants Rhode Island and other mortgage grants here!

So, you are considering the purchase of a home in Rhode Island. Purchasing a home in any state is an exciting prospect!

Qualifying for a mortgage grant is like receiving a money package all gift wrapped.

Before we get to the topic of Rhode Island first time home buyer grants, I would like to give you some fun facts about your chosen state. (If you are relatively new to Rhode Island, I don't want you to look too much like a tourist!) These facts were obtained from the official State of Rhode Island website.

• The Rhode Island state bird is…you guessed it, the Rhode Island Red Hen!

• Rhode Island's state flower is the Violet and the state tree is the Red Maple.

• The state rock of Rhode Island is the Cumberlandite. "Cumberlandite is dark brown or black with white markings. It is found on both sides of Narragansett Bay but not north of Cumberland. It will attract a magnet and is estimated to be one and one-half billion years old."

• Rhode Island's state mineral is Bowenite. "Bowenite is a close relative of Jade and can be considered a semi-precious gemstone. It is found in northern Rhode Island and was discovered in the early 1800s by Rhode Island geologist George Bowen."

• The state fish of Rhode Island is the Striped Bass.

First Time Home Buyer Grants Rhode Island

To begin with, unfortunately, the State of Rhode Island does not offer a Rhode Island first time home buyer grant program for its residents.

Other Mortgage Grants

However, the good news is that the federal government does offer grant assistance for first time home buyers in Rhode Island. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program.

The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.

Another website I would recommend that you view is Visit the Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.

Don't forget the importance of your credit score. Even if you qualify for a grant, you still have to qualify for a loan. See my information on credit repair made easy if you need help.

If you don't qualify for a grant you may qualify for down payment assistance. They are sometimes easier to obtain.

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Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing.

This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.

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Happy House Hunting!!