by Jeff Ragan
Hunting for South Carolina first time home buyer grants to purchase that house? Find the best grants for home buying in South Carolina and other home mortgage grants below.
Are you considering the purchase of a home in South Carolina? Purchasing a home in any state is an exciting prospect!
If you think you are ready, be sure to get a mortgage that works with the various grants or programs for home buying out there.
Exciting and sometimes daunting! However, don't let yourself become overwhelmed with the process.
It is my plan to give you some useful
information about grants which
will help in this exciting adventure.
Would you like to receive a money house? I am sure you would. Read on to find these home mortgage grants.
To begin with, the State of South Carolina does offer a first time home buyer grant program for its residents. This is good news because not all states are able to offer assistance to first time home buyers.
The state agency which maintains this program for South Carolina is South Carolina Housing Finance and Development Authority. Depending upon your income, there are several South Carolina first time home buyer grants for residents.
Applicants can obtain a Down Payment Assistance Loan in an amount up to $4,000. If you live in your home for five (5) years, the loan may be completely forgiven. Basically, this loan becomes a grant. You should visit this website to determine your eligibility.
In addition, the federal government offers grant assistance for first time home buyers in South Carolina. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program. Their website contains useful information and applications.
The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.
Another website I would recommend that you view is Visit the Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.
Unfortunately, these programs take time to process. Which require a lot of patience for both you and the seller. So select a real estate agent familiar so they can help.
Also find a lender who is compatible with these various programs. The best one for that is the FHA loan product I mentioned above.
Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing.
This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.
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Happy House Hunting!!