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Find the VA Home Loan For You

VA Home Loans

Certificate of Eligibility

If you are a veteran and don’t have a certificate, you can obtain one easily by completing VA Form 26-1880. Click here and type in 26-1880 to get a copy of the form.

Eligibility Requirements

Veterans who are eligible for VA Loan Benefits are those who served on active duty and were discharged under conditions other than dishonorable, during World War II and later periods.

Eligibility Questions

Commonly asked questions and answers about VA loan eligibility.

Financing Benefits

Millions of veterans and service personnel are eligible for VA financing benefits. Even though many veterans have already used their loan financing benefits, it may be possible for them to buy homes again with VA financing benefits using remaining or restored loan entitlement.

Approved Purposes for Use of a VA Loan

To buy a home, build a home, simultaneously purchase and improve a home, etc...

Obtaining a VA Loan

The Certificate of Reasonable Value ("CRV") is based on an appraiser's estimate of the value of the property to be purchased.

VA Loan Costs

VA loan costs may include a basic funding fee of two percent (2%) must be paid to the VA by all but certain exempt veterans. A down payment of five percent (5%) or more will reduce the fee to one and a half percent (1.5%) and a ten percent (10%) down payment will reduce it to one and a quarter percent (1.25%).

Restoration of Entitlement

If you have had a VA loan in the past, you may still be able to obtain a VA loan. You can do this if you have "remaining entitlement" to use.

VA Loan Questions and Answers

Many of the commonly asked questions and answers about VA loans.

VA Office Locations

VA has provided toll free numbers for the convenience of veterans and dependents. This way you can get additional information on VA home loans.

Be sure to click here if you want any help with obtaining a VA home loan. This is a great way for first time home buyers to get their first home. If you are ready now, you can apply online today.


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