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Find the VA Home Loan For You

Are you looking for a VA home loan that fits your needs? You have come to the right place. Discover the best VA home loans and requirements. A wealth of information on VA loans for that VA mortgage.

Certificate of Eligibility

If you are a veteran and don’t have a certificate, you can obtain one easily by completing VA Form 26-1880. Click here and type in 26-1880 to get a copy of the form.

hand pen va home loan application house Eligibility Requirements

Veterans who are eligible for VA Loan Benefits are those who served on active duty and were discharged under conditions other than dishonorable, during World War II and later periods.

Eligibility Questions

Commonly asked questions and answers about VA mortgage eligibility.

Financing Benefits

Millions of veterans and service personnel are eligible for VA loans. Even though many veterans have already used their loan financing benefits, it may be possible for them to buy homes again with VA financing benefits using remaining or restored loan entitlement.

Approved Purposes for Use of a VA Loan

To buy a home, build a home, simultaneously purchase and improve a home, etc...

Obtaining a VA Loan

The Certificate of Reasonable Value ("CRV") is based on an appraiser's estimate of the value of the property to be purchased.

VA Loan Costs

VA loan costs may include a basic funding fee of two percent (2%) must be paid to the VA by all but certain exempt veterans. A down payment of five percent (5%) or more will reduce the fee to one and a half percent (1.5%) and a ten percent (10%) down payment will reduce it to one and a quarter percent (1.25%).

Restoration of Entitlement

If you have had a VA mortgage in the past, you may still be able to obtain VA loans. You can do this if you have "remaining entitlement" to use.

VA Loan Questions and Answers

Many of the commonly asked questions and answers about VA loans.

VA Office Locations

VA has provided toll free numbers for the convenience of veterans and dependents. This way you can get additional information on VA home loans. This is a great way for first time home buyers to get their first home.

Remember, that good credit is important no matter what kind of VA mortgage you are looking for.

Also if you need down payment relief, be sure to check out grants for your state or our down payment assistance pages. They have lots of information to help you.

Return to the top of VA Home Loan For You.

Return to our First Time Home Buyer Solutions home page.


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