Click To View Links

Buying My Home in Des Moines

My Home in Des Moines

My Home in Des Moines



I bought a house when I moved to Des Moines, Iowa. I started the process by obtaining a Realtor. The Realtor first gave me a general tour of Des Moines so that I could learn the neighborhoods and then determine where I wanted to live.

After I had picked out my neighborhood, the Realtor showed me houses that were available for sale. I must have looked at around 100 houses over a period of several weeks.

Finally, I found the perfect house. A beautiful colonial listed at $189,000. I made an offer of $175,000. After going back and forth a few times we settled on $182,000.

The next step in the process was the home inspection. That went fine with only a few minor plumbing issues. I asked the seller to fix them and they agreed.

At the same time I was dealing with the inspection, I was also trying to settle my financing. I talked to several banks, but settled with one that offered me the best interest rate.

The interest rate was 4.75% for a 30 year fixed loan. I had to give them a ton of paperwork including bank statements, tax returns, and pay stubs. It then took another 6 weeks for them to close my loan.

After that I went to the title office and spent about an hour signing papers. They handed me the keys and the house was mine!

It was an interesting process to say the least! But well worth the effort.

Click here to post comments

Return to Your Home Buying Experience.

Recent Articles

  1. Georgia First Time Home Buyer Grants

    Jan 29, 19 02:20 PM

    Combing through Georgia first time home buyer grants to purchase a home? Discover the best grants, programs for home buying in Georgia and other assistance options available on this page.

    Read More

  2. VA Vendee Loans

    Jan 29, 19 08:16 AM

    I have applied for a VA Vendee loan. I am not a Veteran but am taking a repo'd house off the VA's repossessed homes list. This loan product is offered

    Read More

  3. Maine First Time Home Buyer Grants

    Jan 21, 19 11:58 AM

    Fishing for Maine first time home buyer grants to obtain a home? Find the best grants, programs for home buying in Maine and other down payment assistance available on this page.

    Read More

Buyer Programs

fha loans

The FHA Loan Products

Home Buyer Grants

zero down home loans

Zero Down Home Loans


Follow Us On Twitter

follow me on twitter