Click To View Links

Improve Your Credit Rating

Things to do to improve your credit rating!

As so many people have found out the hard way, we can become defined by a number, our credit score.

Our rating can have a huge impact on what we're able to do for ourselves and our families.

Especially when you are trying to buy a home, you need a good number or else it's going to be a pipe dream instead of a reality.

Luckily, there's always things you can do to boost credit rating.

You can follow the steps here to take action immediately.

Don't be surprised when you see your score like this woman! Be proactive and understand how it works now.

improve credit rating

Not Maxing Out Cards

Having debt on its own isn't necessarily bad for your credit score, but when all of your cards are maxed out, that's a bad sign.

You're not going to likely receive new loans or favorable interest rates if all of your cards are maxed out and at their limits.

Boost Credit Rating by Limiting Your Cards

The amount of cards that you have open at once can also negatively impact your score. Focus on paying individual cards down, and then closing the non-essential ones once you do, and you'll improve your score and your perceived risk.

Pay On-Time

One of the biggest factors which ruins your score is when you pay bills late. Even if you only pay the minimum, always try to pay on-time every month.

You have probably heard this over and over again. It cannot be over emphasized!

Know What You are Dealing With

Of course, you also have to know what you're dealing with when it comes to your credit score ratings. Remember, the higher your FICO number, the better, and the majority of individuals fall in the range of 600-800.

Where you end up falling will impact whether or not you get a loan. It will also impact your interest rate on a loan if you get one. Remember, small differences can add up to big monetary amounts.

When you pay attention to the above guidelines and steps, you will be able to improve your score. Use the information available throughout this website to help yourself, improve your rating, and get on the right track to buy a home for your family. If you don't know what your scores are, then that's where you start. 

Looking for More Answers...

The Credit Forum is an awesome place for you to ask your questions and find answers others have asked.

Stay up-to-date with all that is new at First Time Home Buyer Solutions. Subscribe to the RSS feed at the bottom of the navigation bar over on the left.

Leave Know the Score About Your Credit Rating and return to Home Buyer Credit main page.

Go to House Buyer Solutions Home Page.

Recent Articles

  1. Colorado First Time Home Buyer Grants and Programs

    Jan 15, 19 02:45 PM

    Probing for Colorado first time home buyer grants available to purchase a home? Find the best grants or programs for home buying in Colorado on this page.

    Read More

  2. Louisiana First Time Home Buyer Grants

    Jan 15, 19 01:53 PM

    Trying to unravel Louisiana first time home buyer grants to buy a home? Find the most programs for home buying in Louisiana and other assistance options on this page.

    Read More

  3. Find Tallahassee Homes For Sale

    Jan 07, 19 10:31 PM

    Find Tallahassee Homes For Sale that fit your taste, budget and desired location. Save time, money and mistakes using our personalized custom service to discover that dream home.

    Read More

Buyer Programs

fha loans

The FHA Loan Products

Home Buyer Grants

zero down home loans

Zero Down Home Loans

Follow Us On Twitter

follow me on twitter