A credit repair company that's for real is hard to find. There are so many scams out there. You may want to let a law firm remove your negative items for your credit report. After all, they may be better at it than doing it yourself right?? But it could cost you.
This type of service can be legitimate or disreputable. It can promise the moon and deliver close to nothing or, alternately, promise to help in repairing your credit and do exactly that.
A good company are very much like a beautiful genie who can do only good and a bad company like an evil magician who practices only evil!
Reputable credit repair companies will tell you they will help to erase "inaccurate" entries from your credit report and will provide you with a detailed contract.
A detailed contract will contain a summary of all your legal rights under Federal law. Additionally, reputable credit repair companies will tell you that you have three days following the execution of this agreement in which to cancel, at no cost to you.
The Credit Repair Organizations Act contains the federal mandate to oversee credit repair businesses and their practices. Federal laws dictate the specific services which may be legally provided by a credit repair company.
Be careful in your selection of a credit repair company. Remember, there are disreputable credit repair services out there that will do next to nothing to help you and may even request that you do something illegal.
On the flip side, there are reputable credit repair companies in existence...just remember to do your homework to be sure they are indeed reputable!
If you're a first time home buyer and need to take action right away, you can do the repair yourself. But it may be faster with the help of a service that can repair your credit. When choosing a company to do this for you, it's important that you make the right choice. I hope you find this page helpful in your searching for such a credit repair company.
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