Find all 3 credit reporting agencies addresses, websites and phone numbers. You will find the most information for each bureau that creates a report on you.
These agencies collect information about you and your credit history from public records, your creditors and other reliable sources. These bureaus make your credit history available to your current and prospective creditors and employers as allowed by law. They do not grant or deny credit.
They take a look at your history and assign a score to you. This score is used by lenders to decide if they want to give you a loan or not.
Once you have established a good score, you want to keep it good at all costs. That is why it is important to protect your score. It is a reflection on you.
Your payment history also affects this score, so pay your bills on time. That way your score will reflect positively on you.
Knowing the information reported by these agencies can help you.
Equifax Credit Report
PO Box 105873
Atlanta, GA 30348
Experian Credit Report
PO Box 2002
Allen, TX 75013
Consumer Credit Questions
TransUnion Credit Report
Post Office Box 2000
Chester, PA 19022
Credit Report Questions and Answers is a cool place to ask any question you may have. So go ahead....pick my brain!
If you already know your score and want to find a loan application to get started, click here.
Credit Repair is great place to find additional tips and articles to improve your credit yourself.
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