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Why Dispute Credit Report Continuously

Investigate why a dispute credit report in a continuous fashion helps. Learn how dispute letters will improve your credit.

Do you know why the word, "DISPUTE" is the most powerful word in credit repair?

Let us go to our credit repair bag and pull out the resuscitation mask and begin to revive our credit report.

Right to Dispute Credit Report

Under the Fair Credit Reporting Act, we have several rights that involve our credit report. Those rights involve amending it. When you see or feel there are things on your report that are inaccurate, you have the right to dispute all of these!

Perhaps you see a collection on your credit report that you have paid off or doesn't belong to you. Maybe its a credit card you know you have never paid late on. But the report says you have been late several times.

It is within your rights to question these items by disputing them. There are several ways to accomplish this. The typical ways is calling, mailing, or disputing online with the reporting agency.

Should I get a consultant to help me. Yes, you can do that. But what they will be doing is disputing every item that appears wrong on your report. They are very persistent with the creditors to wear them down until they are tired of the disputes. This tactic is very successful in taking the bad items off your report. But keep in mind, they do charge for their services.

In a sense they do to the creditors like collection agencies do to us. If you have ever had a collector after you, then you understand persistence! You can have persistence with the creditors also. Thus saving you money buy disputing yourself.

The creditors may even temporarily remove offensive item. One thing to keep in mind if they do this. The offensive items will pop back up. Remember the removal is only temporary and will return within a few months.

Use Dispute Letters

Disputing your offensive items persistently is the most crucial credit repair tactic of all. So do not hesitate to use this credit repair tip and dispute away. Just find some sample dispute letters and you are equipped to resuscitate your credit.

Proceed to credit repair tip #9 next.

Where Can I Find More Help?

Would you like some dispute letters to use? Here are some awesome letters at your disposal.

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