by Anonymous
(United States)
I am in the process of getting a divorce and will be looking for a place to live within 2-6 months.
My husband will stay in the marital home because I can't afford it. I will have enough cash for a significant down payment (at least 20%, probably more) as well as plenty in savings and retirement.
My credit is decent (somewhere between 700 and 740). The problem is that I have worked part-time for years to take care of the kids. Also, I am self-employed. I plan to work full-time but currently that is not the case.
My husband is also self employed and we file our taxes jointly. Due to deductions and depreciation, etc, it looks like I barely make any income from my business.
I've thought about renting temporarily but rent in my area is high and is at least twice what my mortgage payment would be.
I really would like to provide a nice, comfortable home for my kids that we could stay in for a good period of time. What options do I have? Help!
Comments for Divorcing and wondering if I will qualify for a mortgage
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