Hi my name is Anthony and I just purchased a home about three months ago. I barely had enough money for closing and to make matters worse, after closing on the house and after the previous tenant moved out, now I can see all the repairs that I didn't see when I first went to view the home with the Realtor because the people were still living there.
I have to pay rent where I live at now and find a way to pay my mortgage on my new home.
After the first month of being there trying to do some repairs, someone broke in and stole all the copper out of the basement that had to be repaired.
I need new windows, bedroom doors, new carpet etc. Never look at a home while people are still living there.
Is there any programs or loans that can help me get into my new home before I loose my mind?
Wow!! You are in a tight situation. As far as loans that may help you get the repairs done, you may have a problem here.
If money was tight at closing, you are now paying rent and a mortgage, I can only guess that you are indeed under a lot of stress.
There are not many lenders out there right now that do second mortgages, or even equity loans.
You may need to seek the help of family members to loan you money to fix the house up enough so you can move in, save on rent and then fix it up as you go along.