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First Time Home Buyer Grants

Looking for Kansas first time home buyer grants for your down payment? Find the best assistance programs for home buying in Kansas below.

Ready to settle down and buy your first house? Picking out that first home and buying it is an exciting adventure worth pursuing!

Unfortunately, it can also make you feel uncomfortable. Why? It is a big step and a big decision.

The process can overwhelm some. But don't let that get to you.

I plan to help you through your research by giving you some useful information about home mortgage grants to assist you.

If you would like help navigating the home buying process, which includes finding a grant; searching for that perfect home or even selecting the right mortgage, click here and fill out the questionnaire for some free coaching and let's get this process started!

Kansas first time home buyer grants

First Time Home Buyer Grants Kansas

To begin with, the State of Kansas does offer a Kansas first time home buyer grant program for its residents. This is good news because not all states are able to offer assistance to first time home buyers.

The state agency which maintains Kansas' first time home buyer grant program is the Kansas Housing Resources Corporation. Kansas presently offers only one type of grant.

The name of the program is "First Time Homebuyer Program."  This program is limited to first time buyers, but what is cool is if you haven't owned a home in three years, then you are considered a first time home buyer again.

They refer to it as a forgivable loan program and not a grant. But if you stay in the home for a specified period of time, the loan is forgiven thus becoming a grant. What's interesting is they will give you up to 15-20% of the purchase price toward your down payment and closing costs! Pretty cool!

This program often runs out of money prior to the end of the fiscal year so it is important to apply as early as possible once the grant program opens each fiscal year.

There are limitations and restrictions you will have to look into before deciding this is the program for you.

You should visit Kansas Housing Resources Corporation to determine your eligibility.

Federal Home Mortgage Grants

In addition, the federal government offers grant assistance for first time home buyers in Kansas. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program.

Their website contains useful information and applications. The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.

Additional Grants for Home Buying

Another website I would recommend that you view is Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.

Keep in mind that many grant programs are funded at the beginning of the year and may run out of funds before the year runs out. They also take time to get through the application process. So plan far in advance if you want a grant.

A good practice is to start a savings plan at the same time. Why? If for some reason you don't qualify for the grant, you're not hindered in buying a house. You may save just enough money to get the home on your own.

There are a few loan programs out there that require very little money down and now because you saved money you can apply for one of them.

If you need help estimating your mortgage closing costs, check out this FREE closing costs calculator by clicking here.

Perhaps a grant is not available in your state. Or you do not qualify for one. Don't get discouraged. If you still want to save money, check out this page that discusses the zero down payment program.

Would you like some help? Perhaps a personal coach to guide you through the process is what you're looking for. For free coaching, fill out the questionnaire here. Then you will be contacted and offered the assistance you seek.

Would you like to know what type of loans are available? Visit our Home Mortgage Information page for tons of information on all kinds of loans. Learn about FHA, VA, and various other types of options.

More Kansas First Time Home Buyer Grants Support

Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing.

Click here for additional information on Kansas First Time Home Buyer Grants.

This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.

Please tell others about this FREE information. Everybody else on the web charges for this kind of stuff!!

Happy Home Searching!!

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Go to House Buyer Solutions Home Page.

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