Click To View Links

Need a Real Estate Coach?

My Home Buying Experience

by Jo Leene
(Texas)



I bought a home in late November, 2009. The home itself has been great but the paperwork part of the process was awful. I got a letter in the mail from a mortgage company and since I had heard of them before, I figured they had to be good to deal with.

In fact, I had a vehicle financed at one of their subsidiaries. So I contacted them first, gave preliminary information, got pre-approved and went house hunting. After finding a cute, adorable and affordable home in a great location, I submitted an offer. This is the point at which it got sticky.

This company wanted so much paperwork, it was ridiculous. Then they would lose something and request it again. Then they rejected me at least twice, based on stupid reasons.

I quoted HUD policy to them and in the end, I was able to get the home loan, but it was a miracle. We had to postpone closing twice because they didn’t have the paperwork there on time. I finally moved in right before Thanksgiving.

I did discover, while unpacking, that the previous owners had left a number of things behind in a closet, including a jar full of money. And I don't just mean a jar of pennies, I mean quarters and dollar bills, wads of dollar bills.

They had labeled it vacation fund. My kid's eyes about popped out of their heads. There was also an opened safe, complete with documents still in it and some electronic items. Needless to say, while legally, we could keep any items left behind, morally I certainly couldn't.

We had their new number because they couldn't catch their cat before they left. We called them and explained we found a jar of money. I think they broke the speed record in getting to the house.

We are so happy to have our home, although my home buying experience sure was a difficult one!


Click here to post comments

Return to Your Home Buying Experience.

Recent Articles

  1. Other Mortgage Down Payment Assistance - Money Gifts

    Aug 07, 18 03:02 PM

    Mortgage down payment assistance in the way of money gifts can be used. Find the best information on how to use these gifts for your mortgage.

    Read More

  2. Money For Down Payment

    Aug 07, 18 03:01 PM

    Need money for down payment? Find the coolest ideas for loan assistance to get you that important mortgage down payment here!

    Read More

  3. Best FHA Home Loans | Free FHA Mortgage Information Found Here

    Aug 01, 18 07:54 AM

    Looking for the best FHA home loans? Click here now, discover how to pick the FHA mortgage that fits your personal situation best.

    Read More

Buyer Programs

fha loans

The FHA Loan Products

Home Buyer Grants

zero down home loans

Zero Down Home Loans


Follow Us On Twitter

follow me on twitter