I was under contact with a property and got my interest rate locked with my lender and during inspections there were problems and I withdrew my offer and the seller signed an addendum releasing me. I got a letter of denial/termination indicating I withdrew from the loan from my lender. Does this adversely affect my credit score?
I just want to thank you for coming by my site and asking this awesome question. You gave me plenty of details so I could get the entire picture.
The simply answer to your question, "NO" the letter of denial/termination does not affect your credit score.
If this for some reason was to show up on your credit report, it should not be a negative in any way. You may want to watch your report for a period of time to be sure. If you see this show up, then you may want to do a little credit repair to get this removed.
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