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West Virginia
First Time Home Buyer Grants

Exploring West Virginia first time home buyer grants to purchase that home? Find the best grants for home buying in West Virginia and other home mortgage grants or programs below.

So, you are considering the purchase of a home in West Virginia. Purchasing a home is an exciting experience!

Exciting and sometimes intimidating! However, don't let yourself become overwhelmed with the process.

It is my plan to give you some useful information about first time home buyer grants which will help find that needed down payment.

Before you obtain a grant and apply for a mortgage, you really need to understand how your credit profile looks.

You want to know your credit score and determine if you need credit repair before proceeding.

Unfortunately, without a minimum credit score of 640, you'll not qualify for these low down payment programs. The FHA 203b loan works well with the various grant options. The higher your credit score is the lower your interest rate. The FHA loan products are very flexible and work well with other assistance programs. Would you like to know where you stand with their requirements? Learn what those requirements are by clicking here.

Receiving a grant or money saving program is like having a stack of hundreds given to you!

If you need help estimating your mortgage closing costs, check out this FREE closing costs calculator by clicking here.

west virginia first time home buyer grants

West Virginia Grants for Home Buying

To begin with, the State of West Virginia does not offer a West Virginia first time home buyer grant program for its residents.

But they do provide assistance for the down payment and closing costs. It is called the "Down Payment/Closing Cost Assistance" program. This program is a low interest loan.

You can borrow up to $15,000 with this loan. Just remember, this is not a grant but a loan. Needless to say, if you don't have that needed down payment money, something is better than nothing.

Most programs out there are for those who are first time buyers. However, West Virginia has a program called "Movin' Up Loan Program" that is for anyone who wants to buy a home. You can use the assistance loan program for help with the closing costs as well. 

As always, there are restrictions and limitations you will have to investigate. You can check out this program by clicking here.

Federal Home Mortgage Grants

In addition, the federal government offers grant assistance for first time home buyers in West Virginia. This program is maintained by the United States Department of Housing and Urban Development and is called the Homes and Communities program.

Their website contains useful information and applications. The website for the grant program maintained by the United States Department of Housing and Urban Development can be visited by using this link, HUD Grant Information.

Additional Home Buying Grants

Another website I would recommend that you view is Visit the Government Grants. This website offers a list of all federal government grant programs. It would be a good idea to take some time and browse through this site to see what it offers and the qualifications for application.

An important thing to keep in mind, whenever using money saving programs, they take time to process. So be patient. You may want to start saving money while you are waiting. If you don't need the money you saved, that gives you money to buy the necessary furnishings you want for your new home.

Remember, you need a lender who will work with first time home buyer grants or programs. Even if you qualify for a grant, you still have to qualify for a loan. If you think you're ready to get started, click here to register for FREE loan and grant information.

Perhaps a grant is not available in your state. Or you do not qualify for one. Don't get discouraged. If you still want to save money, check out this page that discusses the zero down payment program.

Otherwise, you may want to look at programs that have low down payment requirements

More West Virginia First Time Home Buyer Grants Support

Thank you for visiting our website for first time home buyers. Below you'll find more information to help you with grants for housing.

Click here for additional information on West Virginia First Time Home Buyer Grants.

This link will take you to the HUD website and you will see a map of the USA. Click on your state and then you'll find a list of the local counseling agencies in your own area.

Please tell others about this FREE information. Everybody else on the web charges for this kind of stuff!!

Happy House Hunting!!

Leave West Virginia First Time Home Buyer Grants and return to First Time Home Buyer Grants State Lists main page.

Go to House Buyer Solutions Home Page.

New Jersey Grants

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South Carolina Grants

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